Kane County property record for 2871 E Main St, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Details | 4,923 sqft · built 2001 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $3,462,000 (Aug 2018) |
| Tax Bill | $44,333 (2025) |
| Deeds & Mortgages | Aug 2018 Sale Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-301-027 |
| Primary APN | 09-25-301-027 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,923 sqft Gross Area |
| 1st Floor Area | 4,923 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 53,143 sqft (1.22 acres) |
| Street Address | 2871 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2490 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MAP AREA: 146-RSTRNT/FASTFOOD |
| Legal Subdivision | AMLI AT ST CHARLES |
| Legal Block | 4 |
| Legal Lot Number | 4,5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 852002 |
Source: Kane County records · APN 09-25-301-027
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1855 S INGRAM MILL RD, 100, SPRINGFIELD, MO 65804-2100 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 08, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 17, 2017 | Grant Deed, Mortgage · Line of Credit SIMMONS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2018 · Amount on Record |
| Deed Sale | Aug 08, 2018 · Amount on Record |
| Prior Sale | Jul 26, 2004 · Amount on Record |
| Deed Document Number | 201838509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 08, 2018 |
| Property Address | 2871 E MAIN ST, ST CHARLES, IL 60174-2490 |
| Document Number | 0000038509 |
| Instrument Date | Aug 07, 2018 |
| Instrument | 38509 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,193.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 23 MELBOURNE LN OLD BETHPAGE NY 118041714, OLD BETHPAGE, NY 11804-1714 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 17, 2017 |
| Property Address | 2871 E MAIN ST, ST CHARLES, IL 60174-2490 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 36742 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1855 S INGRAM MILL RD SPRINGFIELD MO 658042100, SPRINGFIELD, MO 65804-2100 |
| Document Number | 0000036742 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 36742 |
| Name | SIMMONS BK |
|---|---|
| Address | 4625 S NATIONAL AVE, SPRINGFIELD, MO 65810-2772 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,333.00 (+1.02%) | ||
| 2024 | $582,441 (+7.16%) Land $356,196 Building $226,245 | $1,748,022 (+7.2%) Land $1,069,016 Building $679,007 | |
| 2022 | $43,886.00 (+3.86%) | $543,541 (+4.91%) Land $317,586 Building $225,955 | $1,630,623 (+4.91%) Land $952,758 Building $677,865 |
| 2021 | $42,255.00 | $518,102 Land $302,722 Building $215,380 | $1,554,306 Land $908,166 Building $646,140 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1994–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
May also be available at this address: AT&T, Metronet Holdings, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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