3538 E Carmel Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3538 E Carmel Dr, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 6,390 sqft · built 1982
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Tax Bill	$8,569 (2024)
Deeds & Mortgages	Jun 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-106-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-106-001.000-018`
Alternative APN	`1610320106001000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	6,390 sqft Living Area
1st Floor Area	2,725 sqft
Basement Area	3,279 sqft
Finished Basement	2,679 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	174 ft deep x 144 ft wide
Terrain	High
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610320106001000
Street Address	3538 E CARMEL DR
City	CARMEL
State	IN
Zip	46033-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 3, LOT 67
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	EDEN ESTATE
Legal Block	3
Legal Lot Number	67
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	111003

Owner

Source: Hamilton County records · APN 29-10-32-106-001.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3538 E CARMEL DR, CARMEL, IN 46033-4320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2014
Deed Sale	Dec 29, 2014
Deed Document Number	2014058940
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3538 E CARMEL DR, CARMEL, IN 46033-4320
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028264
Date	Jun 07, 2022
Instrument	2022028264

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$809,800 (+8.07%) Land $187,300 Building $622,500	$809,800 (+8.07%) Land $187,300 Building $622,500
2024	$8,569.00 (+24.84%)	$749,300 (+21.74%) Land $187,300 Building $562,000	$749,300 (+21.74%) Land $187,300 Building $562,000
2023	$6,864.00 (+8.68%) Homeowner's exemption	$615,500 (+11.28%) Land $113,300 Building $502,200	$615,500 (+11.28%) Land $113,300 Building $502,200
2022	$6,316.00 Homeowner's exemption	$553,100 Land $113,300 Building $439,800	$553,100 Land $113,300 Building $439,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014, rainfall accumulation

Wildfire

Wildfire Risk	Low above 3% of the US · above 21% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: On-Ramp Indiana, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.