Bay County property record for 3614 Bay Tree Rd, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,179 sqft · built 2005 |
| Lot Size | 0.241 acres (10,527 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,500 (Apr 2018) |
| Tax Bill | $2,584 (2025) |
| Deeds & Mortgages | Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11849-848-000 |
| Primary APN | 11849-848-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,179 sqft Heated Area |
| Gross Area | 2,944 sqft |
| 1st Floor Area | 2,179 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,527 sqft (0.241 acres) |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Pool Area | 264 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 177 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3614 BAY TREE RD |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-5655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOCKS PHASE 6 LOT 9 BLK H ORB 3998 P 1854 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | HAMMOCKS |
| Legal Phase | 6 |
| Legal Block | H |
| Legal Lot Number | 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 1302 |
3614 Bay Tree Rd is owned and occupied by two individuals who bought it in April 2018.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3614 BAY TREE RD, LYNN HAVEN, FL 32444-5655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2018 · Amount on File |
| Deed Sale | Apr 16, 2018 · Amount on File |
| Prior Sale | Apr 7, 2005 · Amount on File |
| Deed Document Number | 2018022076 |
| Deed Book / Page | 3998 / 1854 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 16, 2018 |
| Property Address | 3614 BAY TREE RD, LYNN HAVEN, FL 32444-5655 |
| Document Number | 0039981854 |
| Book / Page | 003998 / 001854 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 22076 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2018 |
| Title Company | FLORIDA COASTAL CLOSING AND ESCR |
| Amount | Amount on Record |
|---|---|
| Tax | $1,711.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3614 BAY TREE RD LYNN HAVEN FL 324445655, LYNN HAVEN, FL 32444-5655 |
The 2025 property tax bill for 3614 Bay Tree Rd was $2,584 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,584.00 Homeowner's exemption | $213,387 | $270,413 Land $54,360 Building $216,053 |
| 2023 | $2,659.00 (+13.05%) Homeowner's exemption | $201,333 (+3%) | $267,139 (+8.01%) Land $47,475 Building $219,664 |
| 2022 | $2,352.00 Homeowner's exemption | $195,469 | $247,331 Land $43,435 Building $203,896 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3614 Bay Tree Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 5 (2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3614 Bay Tree Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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