3613 Bay Tree Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 3613 Bay Tree Rd, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 2005
Lot Size	0.229 acres (9,986 sqft)
Owner	Individual Name on File
Last Sale	$319,900 (Jun 2022)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11849-834-000`

Property Details

APN / Parcel Number

Primary APN	`11849-834-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,775 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	1,655 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,986 sqft (0.229 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	756 sqft
Porch	Florida Room
Porch Area	236 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3613 BAY TREE RD
City	LYNN HAVEN
State	FL
Zip	32444-5656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	HAMMOCKS PHASE 6 LOT 14 BLK G ORB 4654 P 2064
Legal Range	14W
Legal Township	03S
Legal Section	22
Legal Subdivision	HAMMOCKS PHASE 6
Legal Phase	6
Legal Block	G
Legal Lot Number	14
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	5
Census Block	5016
Census Tract	1302

Owner

3613 Bay Tree Rd is owned and occupied by an individual who bought it in June 2022.

Source: Bay County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3613 BAY TREE RD, LYNN HAVEN, FL 32444-5656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 23, 2022	Warranty Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC
Oct 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Prior Sale	Feb 21, 2006 · Amount on File
Deed Document Number	202247052
Deed Book / Page	4579 / 2085
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	0043170686
Record Updated	Jun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Feb 7, 2023
Property Address	3613 BAY TREE RD, LYNN HAVEN, FL 32444-5656
Document Number	0046542064
Book / Page	4654 / 2064
Map Reference	MB 20 PG 10&11
Instrument Date	Feb 7, 2023
Instrument	2023007268
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3613 BAY TREE RD, LYNN HAVEN, FL 32444-5656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 BAY TREE RD, LYNN HAVEN, FL 32444-5656

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 23, 2022
Property Address	3613 BAY TREE RD, LYNN HAVEN, FL 32444-5656
Document Number	0045792085
Book / Page	4579 / 2085
Map Reference	MB 20 PG 10&11
Instrument Date	Jun 22, 2022
Instrument	2022047052
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$2,239.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 MARYLAND AVE, 1801, LYNN HAVEN, FL 32444-4155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 BAY TREE RD, LYNN HAVEN, FL 32444-5656

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 29, 2020
Property Address	3613 BAY TREE RD, LYNN HAVEN, FL 32444-5656
Document Number	0043170687
Book / Page	004317 / 000687
Instrument Date	Oct 29, 2020
Instrument	72540
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1801 MARYLAND AVE LYNN HAVEN FL 324444155, LYNN HAVEN, FL 32444-4155

Tax Assessment & Valuation

The 2025 property tax bill for 3613 Bay Tree Rd was $3,531 with exemptions applied, down 4.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,531.00 (-4.54%) Homeowner's exemption Widower's exemption	$281,330 Land $54,360 Building $226,970	$281,330 Land $54,360 Building $226,970
2024	$3,699.00 (+0.71%)
2023	$3,673.00 (+87.49%) Homeowner's exemption Widower's exemption	$278,340 (+65.26%) Land $47,475 Building $230,865	$278,340 (+50.82%) Land $47,475 Building $230,865
2022	$1,959.00 Homeowner's exemption Widower's exemption	$168,428	$184,546 Land $43,435 Building $141,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3613 Bay Tree Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	5 (2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3613 Bay Tree Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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