Harford County property record for 3613 Clayton Rd, Joppa, MD 21085
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,380 sqft · built 1880 |
| Lot Size | 40 acres (1,745,449 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $820,000 (May 2026) |
| Tax Bill | $4,770 (2026) |
| Deeds & Mortgages | May 2026 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-032127 |
| Primary APN | 01-032127 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Total Area |
| Basement Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,745,449 sqft (40 acres) |
| Garage Type | Detached |
| Garage Area | 1,336 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 1,144 sqft |
| Stable | 750 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 032127 |
|---|---|
| Street Address | 3613 CLAYTON RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | 40.072 AC 3613 CLAYTON ROAD NIELSEN 223/54 |
| Legal Subdivision | BLEAK HEIGHTS |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 301201 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3613 CLAYTON RD, JOPPA, MD 21085-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | Sep 9, 1988 · Amount on Record |
| Deed Book / Page | 17116 / 482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 8, 2026 |
| Property Address | 3613 CLAYTON RD, JOPPA, MD 21085-2803 |
| Document Number | 1711000482 |
| Book / Page | 17116 / 482 |
| Instrument Date | Feb 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $828,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3613 CLAYTON RD, JOPPA, MD 21085-2803 |
| Document Number | 1711000493, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 17116/493 |
| Name | HORIZON FARM CREDIT ACA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Number | 0171160510, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 17116/510 |
| Name | HORIZON FARM CREDIT ACA |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,770.00 (+11.06%) | $432,200 (+5.38%) Land $149,700 Building $282,500 | $432,200 (+0.12%) Land $149,700 Building $282,500 |
| 2025 | $4,295.00 (+7.4%) | $410,133 (+11.75%) | $431,700 (+17.63%) Land $149,200 Building $282,500 |
| 2023 | $367,000 Land $149,200 Building $217,800 | $367,000 Land $149,200 Building $217,800 | |
| 2022 | $3,999.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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