Harford County property record for 3612 Clayton Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,440 sqft · built 1979 |
| Lot Size | 0.98 acres (42,688 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,000 (Sep 1993) |
| Tax Bill | $3,414 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-085719 |
| Primary APN | 01-085719 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Total Area |
| Basement Area | 224 sqft |
| Finished Basement | 224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 42,688 sqft (0.98 acres) |
| Garage Type | Carport |
| Garage Area | 564 sqft |
| Carport | Carport |
| Carport Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 085719 |
|---|---|
| Street Address | 3612 CLAYTON RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 42688 SF 3612 CLAYTON ROAD S OF SINGER |
| Legal Lot Number | 3612 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 301201 |
3612 Clayton Rd is owned and occupied by two individuals who acquired it in July 2019.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3612 CLAYTON RD, JOPPA, MD 21085-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Jul 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU |
| Aug 20, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Apr 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 1993 · Amount on File |
| Deed Sale | Sep 14, 1993 · Amount on File |
| Deed Book / Page | 2007 / 534 |
| Last Transfer Date | Jul 22, 2019 |
| Transfer Doc | 0134020004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3612 CLAYTON RD, JOPPA, MD 21085-2804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0162060359 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 16206/359 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 11.6% |
| Index | 1-Year CMT |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3612 CLAYTON RD, JOPPA, MD 21085-2804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0124250390 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 12425/0390 |
| Instrument | 12425-0390 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 7, 2032 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 20, 2019 |
| Property Address | 3612 CLAYTON RD, JOPPA, MD 21085-2804 |
| Document Number | 0134020004 |
| Book / Page | 013402 / 000004 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3612 CLAYTON RD JOPPA MD 210852804, JOPPA, MD 21085-2804 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 8, 2019 |
| Property Address | 3612 CLAYTON RD, JOPPA, MD 21085-2804 |
| Document Number | 0132160233 |
| Book / Page | 013216 / 000233 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3612 CLAYTON RD JOPPA MD 210852804, JOPPA, MD 21085-2804 |
The 2026 property tax bill for 3612 Clayton Rd was $3,414 with a homeowner's exemption, up 13.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,414.00 (+13.76%) Homeowner's exemption | $307,800 (+5.87%) Land $99,500 Building $208,300 | $307,800 (-) Land $99,500 Building $208,300 |
| 2025 | $3,001.00 Homeowner's exemption | $290,733 | $307,800 Land $99,500 Building $208,300 |
| 2023 | $256,600 Land $99,500 Building $157,100 | $256,600 Land $99,500 Building $157,100 | |
| 2022 | $2,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3612 Clayton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3612 Clayton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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