3612 Decker Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 3612 Decker Rd, Duluth, MN 55811 · Last verified May 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1988
Square Footage2,175 sqft Gross Area
Garage1,720 sqft
OccupancyOwner Occupied
Last Sale$349,900 (2017)
Tax Bill$10,436.00 (2024)

Property Details

APN / Parcel Number

Primary APN010-4555-00060
Alternative APN
  • 1042880

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Building Area2,175 sqft Gross Area
Gross Area3,008 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeMud Sill Foundation
Garage Area1,720 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area77 sqft Deck
Patio Area456 sqft Patio
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1042880
Street Address3612 DECKER RD
CityDULUTH
StateMN
Zip55811-2952
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 6 & 7 SERIAL #
Legal SubdivisionWESTERN WOODS DIV DULUTH
Legal Block1
Legal Lot Number6-7 7
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup4
Census Block4000
Census Tract2300

Owner

Source: St. Louis County records · APN 010-4555-00060

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3612 DECKER RD, DULUTH, MN 55811-2952
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · Building or Construction Mortgage
NATIONAL BANK OF COMMERCE
Aug 14, 2020Deed of Trust, Mortgage
NORTH SHORE BK/COMMERCE
Jan 24, 2020Deed of Trust, Mortgage · Line of Credit
NATIONAL BK/CMRC
Dec 05, 2017Warranty Deed, Transfer · Conventional Mortgage
REPUBLIC BK
Jul 27, 2017Deed of Trust, Mortgage · Line of Credit
MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2017 · Amount on Record
Deed SaleDec 05, 2017 · Amount on Record
Deed Doc Number992849
Record RefreshedJun 07, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3612 DECKER RD, DULUTH, MN 55811-2952
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3612 DECKER RD, DULUTH, MN 55811-2952

Mortgage

Document Number0001051614
DateDec 30, 2021
Instrument1051614
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term13 Months
DueJan 01, 2023

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3612 DECKER RD, DULUTH, MN 55811-2952
Document Number00T1028439
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedOct 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3612 DECKER RD DULUTH MN 558112952, DULUTH, MN 55811-2952

Mortgage

Document Number00T1028439
DateSep 03, 2020
InstrumentT1028439
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
AmountAmount Recorded
Term360 Months
DueSep 02, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3612 DECKER RD, DULUTH, MN 55811-2952
Document Number00T1020140
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3612 DECKER RD DULUTH MN 558112952, DULUTH, MN 55811-2952

Mortgage

Document Number00T1020140
DateJan 31, 2020
InstrumentT1020140
Lender
NameNATIONAL BK/CMRC
AddressSUPERIOR, WI 54880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 30, 2045
Interest
Rate TypeAdjustable Rate

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 05, 2017
Property Address3612 DECKER RD, DULUTH, MN 55811-2952
Document Number000T992849
Instrument DateDec 01, 2017
InstrumentT992849
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,154.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3612 DECKER RD DULUTH MN 558112952, DULUTH, MN 55811-2952

Mortgage

Document NumberT992850
DateDec 05, 2017
InstrumentT992850
Lender
NameREPUBLIC BK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 04, 2022

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3612 DECKER RD, DULUTH, MN 55811-2952
Document Number000T988200
Instrument DateJul 27, 2017
Transaction TypeMortgage
Record UpdatedAug 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3612 DECKER RD DULUTH MN 558112952, DULUTH, MN 55811-2952

Mortgage

Document Number000T988200
DateAug 04, 2017
InstrumentT988200
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressCLOQUET, MN 55720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 03, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$10,436.00
2022$550,900 Land $55,100 Building $495,800$550,900 Land $55,100 Building $495,800

Flood & Wildfire

3612 Decker Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
6th percentile of exposed land nationally · 20th in Minnesota
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Decker Rd

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