3518 Decker Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 3518 Decker Rd, Duluth, MN 55811 · Last verified May 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1989
Square Footage1,168 sqft Gross Area
Lot Size130,680 sqft (3 acres)
Garage1,008 sqft
Last Sale$410,000 (2022)
Tax Bill$5,772.00 (2024)

Property Details

APN / Parcel Number

Primary APN010-2710-06840
Alternative APN
  • 1129675

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,168 sqft Gross Area
Basement Area876 sqft Basement
Finished Basement876 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Architectural StyleSplit Entry Style
Exterior MaterialBlock Exterior
Construction TypeFrame Construction
Foundation TypeStone Foundation
Lot Area130,680 sqft (3 acres)
Garage Area1,008 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area60 sqft Deck
SaunaSauna
Storage Building240 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1129675
Street Address3518 DECKER RD
CityDULUTH
StateMN
Zip55811-2954
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN1/2 OF S 6 AC OF W1/2 OF NW1/4 OF NE1/4 SERIAL #
Legal Range14
Legal Township50
Legal Section30
Legal SubdivisionDULUTH LANDS IN THE CITY
Legal Block50
Legal Lot Number3
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup4
Census Block4000
Census Tract2300

Owner

Source: St. Louis County records · APN 010-2710-06840

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3612 DECKER RD, DULUTH, MN 55811-2952
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 02, 2022Warranty Deed, Transfer · Conventional Mortgage
NATIONAL BANK OF COMMERCE
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 22, 2020Quit Claim Deed, Transfer
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 02, 2022 · Amount on Record
Deed SaleMay 02, 2022 · Amount on Record
Prior SaleSep 22, 2020
Deed Doc Number1442152
Record RefreshedJun 07, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 02, 2022
Property Address3518 DECKER RD, DULUTH, MN 55811-2954
Document Number0001442152
Instrument DateApr 26, 2022
Instrument1442152
Transaction TypeTransfer
Record UpdatedJul 01, 2022
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,353.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3612 DECKER RD, DULUTH, MN 55811-2952

Mortgage

Document Number0001442153
DateMay 02, 2022
Instrument1442153
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 26, 2052
Interest
Rate TypeAdjustable Rate
Rate5.99%
Type Change DateApr 26, 2025
Change FrequencyAnnually
Min Rate At Change4.44%
Max Rate At Change7.99%
Index1-Year CMT
Max Rate11.9%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3518 DECKER RD, DULUTH, MN 55811-2954
Transaction TypeMortgage
Record UpdatedSep 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001421619
DateAug 12, 2021
Instrument1421619
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2036

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateSep 22, 2020
Property Address3518 DECKER RD, DULUTH, MN 55811-2954
Document Number00A1391127
Instrument DateJul 16, 2020
InstrumentA1391127
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3518 DECKER RD DULUTH MN 558112954, DULUTH, MN 55811-2954

Mortgage

Document NumberA1391129
DateSep 22, 2020
InstrumentA1391129
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term180 Months
DueSep 21, 2035

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$5,772.00
2022$346,400 Land $65,900 Building $280,500$346,400 Land $65,900 Building $280,500

Flood & Wildfire

3518 Decker Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
6th percentile of exposed land nationally · 20th in Minnesota
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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