Osceola County property record for 3612 5th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,080 sqft Heated Area |
| Lot Size | 12,632 sqft (0.289 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2020) |
| Tax Bill | $2,203.00 (2025) |
| Primary APN | 82439 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,080 sqft Heated Area |
| Gross Area | 1,732 sqft Gross Area |
| 1st Floor | 1,080 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,632 sqft (0.289 acres) |
| Depth X Width | 150 ft x 85 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 336 sqft Garage |
| Porch | Open Porch |
| Porch Area | 316 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 82439 |
|---|---|
| Street Address | 3612 5TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2016 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 49 BEG AT SE COR LOT 256, W 185 FT TO POB; CONT 85 FT, N 150 FT, E 85 FT, S 150 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 725 |
| Legal Block | 1 |
| Legal Lot Number | 256 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 43203 |
Source: Osceola County records · APN 82439
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3612 5TH ST, SAINT CLOUD, FL 34769-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage ICONIC MORTGAGE CORP |
| May 19, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage ICONIC MORTGAGE CORP |
| Jan 03, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2020 · Amount on Record |
| Deed Sale | Jan 03, 2020 · Amount on Record |
| Prior Sale | May 04, 2012 · Amount on Record |
| Deed Doc Number | 2020001211 |
| Deed Book / Page | 5652 / 0767 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3612 5TH ST, SAINT CLOUD, FL 34769-2016 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3612 5TH ST, SAINT CLOUD, FL 34769-2016 |
| Document Number | 0065832687 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 6583/2687 |
| Instrument | 2024049184 |
| Name | ICONIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 6100 WATERFORD DISTRICT DR STE 315, MIAMI, FL 33126 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3612 5TH ST, SAINT CLOUD, FL 34769-2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3612 5TH ST, SAINT CLOUD, FL 34769-2016 |
| Document Number | 0064102025 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 6410/2025 |
| Instrument | 2023064735 |
| Name | ICONIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33126 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 03, 2020 |
| Property Address | 3612 5TH ST, SAINT CLOUD, FL 34769-2016 |
| Document Number | 0056520767 |
| Book / Page | 5652 / 0767 |
| Instrument Date | Jan 03, 2020 |
| Instrument | 2020001211 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3800 5TH ST, 3800, SAINT CLOUD, FL 34769-2024 |
| Name | Verified Name |
|---|---|
| Address | 3612 5TH ST, SAINT CLOUD, FL 34769-2016 |
| Document Number | 0056520768 |
|---|---|
| Date | Jan 03, 2020 |
| Instrument | 5652/0768 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,203.00 (+8.52%) Homeowner's exemption | $165,972 (+7.14%) | $249,200 (+12.66%) Land $55,000 Building $194,200 |
| 2023 | $2,030.00 (+4.05%) Homeowner's exemption | $154,907 (+3%) | $221,200 (+15.93%) Land $50,000 Building $171,200 |
| 2022 | $1,951.00 Homeowner's exemption | $150,396 | $190,800 Land $45,000 Building $145,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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