3525 5th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3525 5th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,036 sqft Heated Area
Lot Size	14,985 sqft (0.344 acres)
Garage	Finished, 336 sqft
Last Sale	$162,000 (2018)
Tax Bill	$3,948.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81826`
Alternative APN	`032630073000010020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,036 sqft Heated Area
Gross Area	1,392 sqft Gross Area
1st Floor	1,036 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,985 sqft (0.344 acres)
Depth X Width	135 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	336 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	140 sqft Shed
Porch	Open Porch
Porch Area	20 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81826
Street Address	3525 5TH ST
City	SAINT CLOUD
State	FL
Zip	34769-2013
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SMITHS CORNER PB 8 PG 14 LOT 2
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	WEST OF COLUMBIA ST CLOUD
Legal Tract	730
Legal Block	1
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2014
Census Tract	43203

Owner

Source: Osceola County records · APN 81826

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5363 CROOKED OAK CIR, SAINT CLOUD, FL 34771-9645
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2018 · Amount on Record
Deed Sale	Apr 06, 2018 · Amount on Record
Deed Doc Number	0053121928
Deed Book / Page	5312 / 1928
Record Refreshed	Jun 08, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 06, 2018
Property Address	3525 5TH ST, SAINT CLOUD, FL 34769-2013
Document Number	0053121928
Book / Page	005312 / 001928
Instrument Date	Apr 06, 2018
Instrument	54289
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,134.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	5363 CROOKED OAK CIR ST CLOUD FL 347719645, ST CLOUD, FL 34771-9645

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,948.00 (+20.77%)	$258,700 (+23.37%) Land $40,000 Building $218,700	$258,700 (+23.37%) Land $40,000 Building $218,700
2023	$3,269.00 (+12.96%)	$209,700 (+19.01%) Land $35,000 Building $174,700	$209,700 (+19.01%) Land $35,000 Building $174,700
2022	$2,894.00	$176,200 Land $30,000 Building $146,200	$176,200 Land $30,000 Building $146,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.