Calvert County property record for 3612 4th St, North Beach, MD 20714
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,006 sqft · built 1978 |
| Lot Size | 0.181 acres (7,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,000 (Jul 1990) |
| Tax Bill | $3,726 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-083489 |
| Primary APN | 03-083489 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,006 sqft Total Area |
| Basement Area | 456 sqft |
| Finished Basement | 456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,875 sqft (0.181 acres) |
| Deck Area | 418 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 083489 |
|---|---|
| Street Address | 3612 4TH ST |
| City | NORTH BEACH |
| State | MD |
| Zip | 20714-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LTS 28-30 BLK 60 NORTH CHES BEACH |
| Legal Subdivision | NORTH CHESAPEAKE BEACH |
| Legal Block | 60 |
| Legal Lot Number | 28-30 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 860404 |
3612 4th St is owned and occupied by two individuals who bought it in July 1990.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3612 4TH ST, NORTH BEACH, MD 20714-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 1990 · Amount on File |
| Deed Sale | Jul 11, 1990 · Amount on File |
| Prior Sale | Nov 22, 1983 · Amount on File |
| Deed Book / Page | 524 / 346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3612 4TH ST, NORTH BEACH, MD 20714-9702 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0059700225 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 5970/225 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 3612 4th St was $3,726 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,333 | $332,600 Land $92,900 Building $239,700 | |
| 2025 | $3,726.00 | ||
| 2023 | $2,980.00 Homeowner's exemption | $286,833 | $324,700 Land $92,900 Building $231,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3612 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3612 4th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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