3606 4th St, North Beach, MD 20714 Property Records

Calvert County property record for 3606 4th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1978
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Dec 2022)
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-078329`

Property Details

APN / Parcel Number

Primary APN	`03-078329`
Alternative APNs	`3078329` `078329`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Total Area
Basement Area	775 sqft
Finished Basement	775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,875 sqft (0.181 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	078329
Street Address	3606 4TH ST
City	NORTH BEACH
State	MD
Zip	20714-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 25-27 BLK 60 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	60
Legal Lot Number	25-27
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860404

Owner

3606 4th St is owned and occupied by two individuals who bought it in December 2022.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3606 4TH ST, NORTH BEACH, MD 20714-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Prior Sale	Feb 5, 2008 · Amount on File
Deed Book / Page	6376 / 404
Prior Transfer Date	Jan 23, 2013
Prior Transfer Doc	0041210379
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 1, 2022
Property Address	3606 4TH ST, NORTH BEACH, MD 20714-9702
Document Number	0063760404
Book / Page	6376 / 404
Map Reference	MB GWD 8 PL 305
Instrument Date	Nov 16, 2022
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3606 4TH ST, NORTH BEACH, MD 20714-9702

Mortgage

Document Number	0006376410
Date	Dec 1, 2022
Instrument	6376/410

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3606 4th St was $4,114.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,933 (+0.9%)	$370,400 (+2.69%) Land $92,900 Building $277,500
2025	$4,114.00	$360,700 Land $92,900 Building $267,800	$360,700 Land $92,900 Building $267,800
2023	$3,126.00	$300,900	$360,700 Land $92,900 Building $267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3606 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3606 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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