Greene County property record for 3611 Ridgeway Rd, Bellbrook, OH 45305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,786 sqft · built 1990 |
| Lot Size | 0.35 acres (15,267 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Mar 2026) |
| Tax Bill | $7,863 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L35-0001-0003.0-0043.00 |
| Primary APN | L35-0001-0003.0-0043.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,786 sqft Living Area |
| 1st Floor Area | 1,609 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,267 sqft (0.35 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3611 RIDGEWAY RD |
|---|---|
| City | BELLBROOK |
| State | OH |
| Zip | 45305-1970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD DEVELOPMENT CO LOT 19 RIDGEWAY RD |
| Legal Subdivision | RIDGEWOOD |
| Legal Lot Number | 19 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BELLBROOK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 220101 |
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3611 RIDGEWAY RD, BELLBROOK, OH 45305-1970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 24, 2026 | Survivorship Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Sep 16, 2020 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 1, 2019 | Warranty Deed, Transfer · VA Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Prior Sale | Sep 16, 2020 |
| Deed Document Number | 20264447 |
| Prior Transfer Date | May 20, 2020 |
| Prior Transfer Doc | 0000018375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 3611 RIDGEWAY RD, BELLBROOK, OH 45305-1970 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000020255 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021020255 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Sep 1, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Mar 24, 2026 |
| Property Address | 3611 RIDGEWAY RD, BELLBROOK, OH 45305-1970 |
| Document Number | 0000004447 |
| Map Reference | CAB 33 PG 843A-844A |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026004447 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3611 RIDGEWAY RD, BELLBROOK, OH 45305-1970 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004448 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026004448 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2041 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Sep 16, 2020 |
| Property Address | 3611 RIDGEWAY RD, BELLBROOK, OH 45305-1970 |
| Document Number | 0000018375 |
| Map Reference | CAB 33 PG 843A-844A |
| Instrument Date | May 20, 2020 |
| Instrument | 2020018375 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3611 RIDGEWAY RD, BELLBROOK, OH 45305-1970 |
| Document Number | 0000018376 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020018376 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jul 1, 2019 |
| Property Address | 3611 RIDGEWAY RD, BELLBROOK, OH 45305-1970 |
| Document Number | 0000009903 |
| Map Reference | CAB 33 PG 843A-844A |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019009903 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3611 RIDGEWAY RD, BELLBROOK, OH 45305-1970 |
| Document Number | 0000009904 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 2019009904 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Bellbrook City |
| County | Greene County |
| Unified School District | Bellbrook-Sugarcreek Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,863.00 (+3.47%) | $135,110 (-) Land $24,020 Building $111,090 | |
| 2024 | $7,599.00 (-0.28%) | $135,110 (-) Land $24,020 Building $111,090 | |
| 2023 | $7,620.00 (+2.88%) | $135,110 (+27.08%) Land $24,020 Building $111,090 | $386,030 (+27.08%) Land $68,640 Building $317,390 |
| 2022 | $7,407.00 | $106,320 Land $18,480 Building $87,840 | |
| 2020 | $303,780 Land $52,800 Building $250,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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