3599 Ridgeway Rd, Bellbrook, OH 45305 Property Records

Greene County property record for 3599 Ridgeway Rd, Bellbrook, OH 45305

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,782 sqft · built 1987
Lot Size0.421 acres (18,340 sqft)
OwnerIndividual Name on Record
Last Sale$362,000 (May 2020)
Tax Bill$8,827 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNL351003040

Property Details

APN / Parcel Number

Primary APNL351003040
Alternative APN
  • L35-0001-0003.0-0040.00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,782 sqft Living Area
1st Floor Area1,465 sqft
Basement Area1,099 sqft
Finished Basement1,099 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeFrame
Lot Area18,340 sqft (0.421 acres)
Lot Width111 ft Width

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3599 RIDGEWAY RD
CityBELLBROOK
StateOH
Zip45305-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWOOD SEC ONE B LOT 16 RIDGEWAY RD
Legal SubdivisionRIDGEWOOD
Legal Lot Number16
JurisdictionGREENE OH
Township / Civil DivisionBELLBROOK
Census Block Group1
Census Block1010
Census Tract220101

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3599 RIDGEWAY RD, BELLBROOK, OH 45305-1960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Jul 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2020 · Amount on Record
Deed SaleMay 20, 2020 · Amount on Record
Prior SaleSep 7, 2010 · Amount on Record
Deed Document Number20208921
Prior Transfer DateMay 19, 1999
Prior Transfer Doc0000015424
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE OH
Recording DateMay 20, 2020
Property Address3599 RIDGEWAY RD, BELLBROOK, OH 45305-1960
Document Number0000008921
Map ReferenceMB 22 PG 110-112
Instrument DateMay 1, 2020
Instrument2020008921
Transaction TypeTransfer
Record UpdatedApr 19, 2022
Title CompanyLANDMARK TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3599 RIDGEWAY RD, BELLBROOK, OH 45305-1960

Mortgage

Document Number0000008922
DateMay 20, 2020
Instrument2020008922
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address3599 RIDGEWAY RD, BELLBROOK, OH 45305-1960
Document Number0000012742
Instrument DateJul 19, 2017
Transaction TypeMortgage
Record UpdatedSep 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3599 RIDGEWAY RD BELLBROOK OH 453051960, BELLBROOK, OH 45305-1960

Mortgage

Document Number0000012742
DateAug 3, 2017
Instrument12742
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 2, 2032

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityBellbrook City
CountyGreene County
Unified School DistrictBellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,827.00 (+3.47%)$151,850 (-) Land $25,140 Building $126,710
2024$8,531.00 (-0.27%)$151,850 (-) Land $25,140 Building $126,710
2023$8,554.00 (+4.22%)$151,850 (+28.7%) Land $25,140 Building $126,710$433,870 (+28.7%) Land $71,840 Building $362,030
2022$8,208.00$117,990 Land $19,340 Building $98,650
2020$337,130 Land $55,260 Building $281,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLBROOK WATER WORKS
private · serves 9,475 people · EPA ID OH2901112
Water SourceGroundwater
Last State InspectionSep 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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