Spotsylvania County property record for 3611 Lancaster Ring Rd, Fredericksburg, VA 22408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,208 sqft · built 1999 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,900 (May 2026) |
| Tax Bill | $3,174 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050A 7-272 |
| Primary APN | 050A 7-272 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Finished Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 10,200 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 576 sqft |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3611 LANCASTER RING RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-7708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | LANCASTER GATE LOT 272 SEC 5 |
| Legal Subdivision | LANCASTER GATE |
| Legal Lot Number | 272 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20207 |
Source: Spotsylvania County records · APN 050A 7-272
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3611 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| May 26, 2026 | Deed, Transfer · VA Mortgage ALCOVA MORTGAGE |
| Oct 27, 2025 | Deed, Transfer CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Oct 27, 2025 · Amount on Record |
| Deed Document Number | 20268195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 3611 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0210026775 |
|---|---|
| Date | Sep 03, 2021 |
| Instrument | 210026775 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | May 26, 2026 |
| Property Address | 3611 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7708 |
| Document Number | 0000008195 |
| Instrument Date | May 22, 2026 |
| Instrument | 20268195 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,479.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3611 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7708 |
| Document Number | 0000008196, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20268196 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Oct 27, 2025 |
| Property Address | 3611 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7708 |
| Document Number | 0250016247 |
| Map Reference | FILE 7 PG 81-83 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 250016247 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $199.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 FITZHUGHS TRL, FREDERICKSBURG, VA 22405-1802 |
| Investor | Possibly a Property Investor |
Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,174.00 (+8.59%) | $430,600 (+8.16%) Land $160,000 Building $270,600 | |
| 2025 | $2,923.00 (+18.48%) | $398,100 (+24.48%) Land $135,000 Building $263,100 | $430,600 (+8.16%) Land $160,000 Building $270,600 |
| 2024 | $398,100 (+24.48%) Land $135,000 Building $263,100 | ||
| 2023 | $2,467.00 | $319,800 Land $100,000 Building $219,800 | $319,800 Land $100,000 Building $219,800 |
Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), as of May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770202071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 140 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system VA6177300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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