Spotsylvania County property record for 3514 Lancaster Ring Rd, Fredericksburg, VA 22408 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 970 sqft Finished Area |
| Lot Size | 15,305 sqft (0.351 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $374,900 (2022) |
| Tax Bill | $2,686.00 (2026) |
| Primary APN | 050A 8-323 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 970 sqft Finished Area |
| Basement Area | 912 sqft Basement |
| Unfinished Basement | 456 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,305 sqft (0.351 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 260 sqft Garage |
| Deck Area | 168 sqft Deck |
|---|---|
| Patio Area | 204 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3514 LANCASTER RING RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-7720 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER GATE LOT 323 SEC 6 |
| Legal Subdivision | LANCASTER GATE |
| Legal Lot Number | 323 |
| Jurisdiction | SPOTSYLVANIA VA |
| Minor Civil Division | BERKELEY |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 20207 |
Source: Spotsylvania County records · APN 050A 8-323
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3514 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7720 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 08, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HOME LOANS |
| Dec 04, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage CITY LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | Apr 08, 2021 · Amount on Record |
| Deed Doc Number | 202220923 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Oct 26, 2022 |
| Property Address | 3514 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7720 |
| Document Number | 0220020923 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 220020923 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2022 |
| Title Company | ALLIED TITLE AND ESCROW LLC, ALLIED TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3514 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7720 |
| Document Number | 0220020924 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 220020924 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Apr 08, 2021 |
| Property Address | 3514 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7720 |
| Document Number | 210010587 |
| Instrument Date | Apr 05, 2021 |
| Instrument | 210010587 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | NOT AVAILABLE, THE AMERICAS TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3514 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7720 |
| Document Number | 210010588 |
|---|---|
| Date | Apr 08, 2021 |
| Instrument | 210010588 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Dec 04, 2017 |
| Property Address | 3514 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7720 |
| Document Number | 201700021651 |
| Instrument Date | Nov 09, 2017 |
| Instrument | 21651 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 201700021652 |
|---|---|
| Date | Dec 04, 2017 |
| Instrument | 21652 |
| Name | CITY LNDG |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,686.00 (+28.58%) | $364,400 (+34.56%) Land $160,000 Building $204,400 | |
| 2025 | $364,400 (+34.56%) Land $160,000 Building $204,400 | ||
| 2023 | $2,089.00 | $270,800 Land $100,000 Building $170,800 | $270,800 Land $100,000 Building $170,800 |
3514 Lancaster Ring Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Spotsylvania County (51177C), updated May 10, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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