3610 Stembridge Ct, Wilmington, NC 28409 Property Records

New Hanover County property record for 3610 Stembridge Ct, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,791 sqft · built 1996
Lot Size	0.338 acres (14,723 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Jun 2018)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R06717-011-013-000`

Property Details

APN / Parcel Number

Primary APN	`R06717-011-013-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,791 sqft Living Area
1st Floor Area	1,591 sqft
Basement Area	1,591 sqft
Finished Basement	1,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	14,723 sqft (0.338 acres)
Terrain	Low
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3610 STEMBRIDGE CT
City	WILMINGTON
State	NC
Zip	28409-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 111 SECTION 5 WHISPERING PINES
Legal Subdivision	WHISPERING PINES SEC 5
Legal Block	11
Legal Lot Number	111
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3005
Census Tract	12004

Owner

3610 Stembridge Ct is owned by an individual who bought it in June 2018.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4118 KETTERING PL, WILMINGTON, NC 28412-5112
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Sep 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Jan 24, 2000
Deed Document Number	201819129
Deed Book / Page	6149 / 2597
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3610 STEMBRIDGE CT, WILMINGTON, NC 28409-2844
Document Number	0063131205
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3610 STEMBRIDGE CT WILMINGTON NC 284092844, WILMINGTON, NC 28409-2844

Mortgage

Document Number	0063131205
Date	May 20, 2020
Book Page	006313/001205
Instrument	18390

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 19, 2018
Property Address	3610 STEMBRIDGE CT, WILMINGTON, NC 28409-2844
Document Number	0061492597
Book / Page	006149 / 002597
Instrument Date	Jun 5, 2018
Instrument	19129
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4118 KETTENNG PL WILMINGTON NC 28412, WILMINGTON, NC 28412

Mortgage

Document Number	61492600
Date	Jun 19, 2018
Book Page	006149/002600
Instrument	19130

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Sep 7, 2017
Property Address	3610 STEMBRIDGE CT, WILMINGTON, NC 28409-2844
Document Number	0060862223
Book / Page	006086 / 002223
Instrument Date	Sep 6, 2017
Instrument	29107
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	216 N 29TH ST WILMINGTON NC 284053028, WILMINGTON, NC 28405-3028

Tax Assessment & Valuation

The 2025 property tax bill for 3610 Stembridge Ct was $2,738, up 9.3% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,300 (-) Land $123,600 Building $341,700	$465,300 (-) Land $123,600 Building $341,700
2025	$2,738.00 (+9.3%)	$465,300 Land $123,600 Building $341,700	$465,300 Land $123,600 Building $341,700
2024	$2,505.00 (+2.96%)
2023	$2,433.00 (-0.61%)	$288,000 Land $79,700 Building $208,300	$288,000 Land $79,700 Building $208,300
2022	$2,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3610 Stembridge Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Nearby Flood Policies	74 in force
Nearby Flood Claims	5 (2004–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3610 Stembridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Metronet.

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