3607 Stembridge Ct, Wilmington, NC 28409 Property Records

New Hanover County property record for 3607 Stembridge Ct, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,242 sqft · built 1994
Lot Size	0.378 acres (16,466 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Apr 2023)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06717-011-018-000`

Property Details

APN / Parcel Number

Primary APN	`R06717-011-018-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,242 sqft Living Area
1st Floor Area	1,347 sqft
Basement Area	1,284 sqft
Finished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2023
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	16,466 sqft (0.378 acres)
Terrain	Low
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3607 STEMBRIDGE CT
City	WILMINGTON
State	NC
Zip	28409-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 116 SEC 5 WHISPERING PINES
Legal Subdivision	WHISPERING PINES SEC 5
Legal Block	11
Legal Lot Number	116
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3005
Census Tract	12004

Owner

3607 Stembridge Ct is owned and occupied by an individual who bought it in April 2023.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3607 STEMBRIDGE CT, WILMINGTON, NC 28409-2844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Jun 13, 1994 · Amount on File
Deed Document Number	202310163
Deed Book / Page	6636 / 55
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 28, 2023
Property Address	3607 STEMBRIDGE CT, WILMINGTON, NC 28409-2844
Document Number	00663600055
Book / Page	6636 / 55
Map Reference	MB 33 PG 148
Instrument Date	Apr 21, 2023
Instrument	2023010163
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1846 W CORONADO AVE SE, BOLIVIA, NC 28422-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 STEMBRIDGE CT, WILMINGTON, NC 28409-2844

Mortgage

Document Number	00663600057
Date	Apr 28, 2023
Book Page	6636/57
Instrument	2023010164

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.2%
Index	5-Year TN
Margin	2
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 3607 Stembridge Ct was $3,153, up 8.6% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,900 (-) Land $126,700 Building $409,200	$535,900 (-) Land $126,700 Building $409,200
2025	$3,153.00 (+8.65%)	$535,900 Land $126,700 Building $409,200	$535,900 Land $126,700 Building $409,200
2024	$2,902.00 (+2.98%)
2023	$2,818.00 (-0.6%)	$333,600 Land $82,800 Building $250,800	$333,600 Land $82,800 Building $250,800
2022	$2,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3607 Stembridge Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Nearby Flood Policies	74 in force
Nearby Flood Claims	5 (2004–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3607 Stembridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20