3610 Ruskview Dr, Saginaw, MI 48603 Property Records

Saginaw County property record for 3610 Ruskview Dr, Saginaw, MI 48603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,110 sqft · built 1971
Lot Size	0.479 acres (20,865 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (May 2022)
Tax Bill	$2,773 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-09-4503-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-09-4503-000`
Alternative APN	`124094503000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft
Basement Area	1,110 sqft
Finished Basement	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Combination
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,865 sqft (0.479 acres)
Lot Dimensions	107 ft deep x 193 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	248 sqft
Deck Area	Deck Area
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3610 RUSKVIEW DR
City	SAGINAW
State	MI
Zip	48603-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 203 BRIARWOOD PARK B A PART OF THE NE 1/4 SEC 09 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	09
Legal Subdivision	BRIARWOOD PARK B
Legal Lot Number	203
Legal Unit	203
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	1
Census Block	1005
Census Tract	10303

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3610 RUSKVIEW DR, SAGINAW, MI 48603-2055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Line of Credit WANIGAS CU
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage WANIGAS CU
Apr 6, 2022	Intrafamily Transfer, Transfer
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage WANIGAS CU
Apr 24, 2017	Warranty Deed, Transfer TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	202213604
Prior Transfer Date	Apr 6, 2022
Prior Transfer Doc	0000008186
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3610 RUSKVIEW DR, SAGINAW, MI 48603-2055
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 RUSKVIEW DR, SAGINAW, MI 48603-2055

Mortgage

Document Number	0000015787
Date	May 27, 2022
Instrument	2022015787

Lender

Name	WANIGAS CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 3, 2022
Property Address	3610 RUSKVIEW DR, SAGINAW, MI 48603-2055
Document Number	0000013604
Map Reference	LB 14 PG 45&46
Instrument Date	May 2, 2022
Instrument	2022013604
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6209 CANTON DR, 6209, SAGINAW, MI 48603-3495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 RUSKVIEW DR, SAGINAW, MI 48603-2055

Mortgage

Document Number	0000013605
Date	May 3, 2022
Instrument	2022013605

Lender

Name	WANIGAS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Apr 6, 2022
Property Address	3610 RUSKVIEW DR, SAGINAW, MI 48603-2055
Document Number	0000008186
Map Reference	LB 14 PG 45
Instrument Date	Apr 6, 2022
Instrument	2022008186
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6209 CANTON DR, SAGINAW, MI 48603-3495

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 20, 2020
Property Address	3610 RUSKVIEW DR, SAGINAW, MI 48603-2055
Document Number	0000020596
Map Reference	LB 14 PG 45
Instrument Date	Aug 19, 2020
Instrument	2020020596
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3610 RUSKVIEW DR, 3610, SAGINAW, MI 48603-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6209 CANTON DR, SAGINAW, MI 48603-3495

Mortgage

Document Number	0000020597
Date	Aug 20, 2020
Instrument	2020020597

Lender

Name	WANIGAS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 24, 2017
Property Address	3610 RUSKVIEW DR, SAGINAW, MI 48603-2055
Document Number	0000013956
Instrument Date	Mar 29, 2017
Instrument	13956
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Amount	Amount Recorded
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3156 COUNTY ROAD 489 LEWISTON MI 497569236, LEWISTON, MI 49756-9236

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,400 (+21.04%)	$166,800 (+21.04%)
2025	$2,773.00 (+19.12%) Homeowner's exemption
2023		$68,900	$137,800
2022	$2,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber.

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