3603 Ruskview Dr, Saginaw, MI 48603 Property Records

Saginaw County property record for 3603 Ruskview Dr, Saginaw, MI 48603

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,580 sqft · built 1970
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Feb 2019)
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-09-4496-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-09-4496-000`
Alternative APN	`124094496000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Combination
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3603 RUSKVIEW DR
City	SAGINAW
State	MI
Zip	48603-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 196 BRIARWOOD PARK B A PART OF THE NE 1/4 SEC 09 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	09
Legal Subdivision	BRIARWOOD PARK B
Legal Lot Number	196
Legal Unit	196
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	1
Census Block	1010
Census Tract	10303

Owner

3603 Ruskview Dr is owned and occupied by two individuals who acquired it in June 2024.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3603 RUSKVIEW DR, SAGINAW, MI 48603-2056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEALTH ADVANTAGE FCU
Feb 4, 2019	Warranty Deed, Transfer · Conventional Mortgage WILDFIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2019 · Amount on File
Deed Sale	Feb 4, 2019 · Amount on File
Prior Sale	Apr 30, 2010 · Amount on File
Deed Document Number	20192059
Last Transfer Date	Jun 26, 2024
Transfer Doc	0000015319
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3603 RUSKVIEW DR, SAGINAW, MI 48603-2056
Document Number	0000030631
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 RUSKVIEW DR SAGINAW MI 486032056, SAGINAW, MI 48603-2056

Mortgage

Document Number	0000030631
Date	Dec 3, 2020
Instrument	30631

Lender

Name	HEALTH ADVANTAGE FCU
Address	SAGINAW, MI 48608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 2, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 4, 2019
Property Address	3603 RUSKVIEW DR, SAGINAW, MI 48603-2056
Document Number	0000002059
Instrument Date	Jan 25, 2019
Instrument	2059
Transaction Type	Transfer
Record Updated	Feb 19, 2019
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 PHEASANT RUN DR #1 SAGINAW MI 486386359, 1, SAGINAW, MI 48638-6359

Mortgage

Document Number	2060
Date	Feb 4, 2019
Instrument	2060

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605-3285

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3603 Ruskview Dr was $3,138 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,400	$190,800
2025	$3,138.00 Homeowner's exemption
2023		$79,300	$158,600
2022	$2,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3603 Ruskview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3603 Ruskview Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber.

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