3610 Elon Rd, Monroe, VA 24574 Property Records

Amherst County property record for 3610 Elon Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,513 sqft · built 1929
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Nov 2023)
Tax Bill	$1,954 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120 A 16B`

Property Details

APN / Parcel Number

Primary APN	`120 A 16B`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,513 sqft Living Area
1st Floor Area	1,980 sqft
Basement Area	381 sqft
Unfinished Basement	381 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1979
Architectural Style	Bungalow
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)

Exterior Amenities

Porch	Patio
Deck Area	169 sqft
Shed	1 Shed
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3610 ELON RD
City	MONROE
State	VA
Zip	24574-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ON ROUTE 130 NEAR AGRICOLA 1 20 A 16B
Legal Subdivision	CLOUDCROFT FARM
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3035
Census Tract	10300

Owner

3610 Elon Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Amherst County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3610 ELON RD, MONROE, VA 24574-2547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Jul 3, 2014 · Amount on File
Deed Document Number	20233026
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Nov 1, 2023
Property Address	3610 ELON RD, MONROE, VA 24574-2547
Document Number	0230003026
Instrument Date	Oct 30, 2023
Instrument	230003026
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 ELON RD, MONROE, VA 24574-2547

Mortgage

Document Number	0230003027
Date	Nov 1, 2023
Instrument	230003027

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3610 Elon Rd was $1,954, up 23.8% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,954.00 (+23.83%)	$258,780 Land $39,500 Building $219,280	$349,000 Land $47,400 Building $301,600
2025	$1,578.00
2024		$219,600 (-) Land $39,500 Building $180,100	$219,600 (-) Land $39,500 Building $180,100
2023	$1,339.00	$219,600 Land $39,500 Building $180,100	$219,600 Land $39,500 Building $180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3610 Elon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3610 Elon Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Elon Rd

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