3598 Elon Rd, Monroe, VA 24574 Property Records

Amherst County property record for 3598 Elon Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,076 sqft · built 1966
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on File
Last Sale	$165,500 (Sep 2021)
Tax Bill	$1,199 (2026)
Deeds & Mortgages	Oct 2020 Refinance Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120 A 16C`

Property Details

APN / Parcel Number

Primary APN	`120 A 16C`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3598 ELON RD
City	MONROE
State	VA
Zip	24574-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ON RT 130 NEAR AGRICOLA LOT 3 120 A 16C
Legal Subdivision	HENRY A BAILEY PROP
Legal Lot Number	3
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3035
Census Tract	10300

Owner

3598 Elon Rd is owned and occupied by an individual who bought it in September 2021.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3598 ELON RD, MONROE, VA 24574-2545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Deed Document Number	20213685
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	3598 ELON RD, MONROE, VA 24574-2545
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003600
Date	Oct 21, 2020
Instrument	200003600

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Sep 20, 2021
Property Address	3598 ELON RD, MONROE, VA 24574-2545
Document Number	210003685
Instrument Date	Sep 2, 2021
Instrument	210003685
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3598 ELON RD, MONROE, VA 24574-2545

Mortgage

Document Number	210003686
Date	Sep 20, 2021
Instrument	210003686

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3598 Elon Rd was $1,199, up 66.1% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,199.00 (+66.07%)	$118,400 Land $29,600 Building $88,800	$214,200 Land $35,500 Building $178,700
2025	$722.00
2024		$118,400 (-) Land $29,600 Building $88,800	$118,400 (-) Land $29,600 Building $88,800
2023	$722.00	$118,400 Land $29,600 Building $88,800	$118,400 Land $29,600 Building $88,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3598 Elon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3598 Elon Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Elon Rd

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