361 Vester St, Ferndale, MI 48220 Property Records

Oakland County property record for 361 Vester St, Ferndale, MI 48220

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,389 sqft · built 2001
Lot Size	0.064 acres (2,788 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Nov 2019)
Tax Bill	$6,412 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-457-027`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-457-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,389 sqft Living Area
1st Floor Area	740 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft
Game Room	Game Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,788 sqft (0.064 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	19 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	361 VESTER ST
City	FERNDALE
State	MI
Zip	48220-1715
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T1N, R11E, SEC 27 OAKLAND COUNTY CONDOMINIUM PLAN NO 1367 STANFORD COURT CONDOMINIUM UNIT 3 L 23501 P 606 8-21-01 FR 015
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	3
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1021
Census Tract	173100

Owner

361 Vester St, a condominium, is owned and occupied by an individual who bought it in November 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	361 VESTER ST, FERNDALE, MI 48220-1715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 13, 2019	Warranty Deed, Transfer
Aug 4, 2017	Warranty Deed, Transfer LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Document Number	2019189844
Deed Book / Page	53494 / 598
Prior Transfer Date	Feb 1, 1997
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	361 VESTER ST, FERNDALE, MI 48220-1715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 VESTER ST, FERNDALE, MI 48220-1715

Mortgage

Document Number	0000184175
Date	Sep 11, 2020
Book Page	54812/106
Instrument	184175

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 13, 2019
Property Address	361 VESTER ST, FERNDALE, MI 48220-1715
Document Number	0000189844
Book / Page	53494 / 00598
Map Reference	LB 23501 PG 606
Instrument Date	Oct 31, 2019
Instrument	189844
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Tax	$2,218.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1534 STANFORD AVE, 1534, REDONDO BEACH, CA 90278-2738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 VESTER ST, FERNDALE, MI 48220-1715

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 4, 2017
Property Address	361 VESTER ST, FERNDALE, MI 48220-1715
Document Number	0000146496
Book / Page	050936 / 000033
Instrument Date	Aug 2, 2017
Instrument	146496
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,149.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 W CANFLELD #206 DETROIT MI 48201, 206, DETROIT, MI 48201

Mortgage

Document Number	146497
Date	Aug 4, 2017
Book Page	050936/000035
Instrument	146497

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 3, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 361 Vester St was $6,412 with a homeowner's exemption, down 5.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,412.00 (-5.23%) Homeowner's exemption	$131,450	$262,900
2024	$6,766.00
2023		$126,030	$252,060
2021	$7,125.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 361 Vester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 361 Vester St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Vester St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures