Oakland County property record for 357 Vester St, Ferndale, MI 48220
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,389 sqft · built 2001 |
| Lot Size | 0.065 acres (2,831 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Sep 2018) |
| Tax Bill | $6,215 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-457-025 |
| Primary APN | 24-25-27-457-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,389 sqft Living Area |
| 1st Floor Area | 740 sqft |
| Basement Area | 740 sqft |
| Unfinished Basement | 740 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,831 sqft (0.065 acres) |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 19 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 357 VESTER ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1715 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T1N, R11E, SEC 27 OAKLAND COUNTY CONDOMINIUM PLAN NO 1367 STANFORD COURT CONDOMINIUM UNIT 1 L 23501 P 606 8-21-01 FR 014 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 1 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 173100 |
Source: Oakland County records · APN 24-25-27-457-025
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 357 VESTER ST, FERNDALE, MI 48220-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 21, 2025 | Intrafamily Transfer, Transfer |
| Apr 05, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 27, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on Record |
| Deed Sale | Sep 27, 2018 · Amount on Record |
| Prior Sale | Jun 13, 2002 · Amount on Record |
| Deed Document Number | 2018159760 |
| Deed Book / Page | 52221 / 269 |
| Last Transfer Date | Nov 11, 2025 |
| Transfer Doc | 20250146272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 21, 2025 |
| Property Address | 357 VESTER ST, FERNDALE, MI 48220-1715 |
| Document Number | 20250146272 |
| Book / Page | 60718 / 520 |
| Map Reference | LB 23501 PG 606-668 |
| Instrument Date | Nov 11, 2025 |
| Instrument | 20250146272 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 357 VESTER ST, FERNDALE, MI 48220-1715 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 357 VESTER ST, FERNDALE, MI 48220-1715 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 357 VESTER ST, FERNDALE, MI 48220-1715 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 357 VESTER ST, FERNDALE, MI 48220-1715 |
| Document Number | 0000354956 |
|---|---|
| Date | Apr 05, 2022 |
| Book Page | 57648/763 |
| Instrument | 354956 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 357 VESTER ST, FERNDALE, MI 48220-1715 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000079845 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 54105/590 |
| Instrument | 79845 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BERKLEY, MI 48072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 27, 2018 |
| Property Address | 357 VESTER ST, FERNDALE, MI 48220-1715 |
| Document Number | 0000159760 |
| Book / Page | 052221 / 000269 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 159760 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,107.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 VESTER ST FERNDALE MI 482201715, FERNDALE, MI 48220-1715 |
| Document Number | 159761 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 052221/000271 |
| Instrument | 159761 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2048 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,215.00 (-3.78%) Homeowner's exemption | $127,280 (+2.27%) | $254,560 (+2.27%) |
| 2024 | $6,459.00 (+2.1%) Homeowner's exemption | $124,450 (+3.56%) | $248,900 (+3.56%) |
| 2023 | $6,326.00 (-3.26%) Homeowner's exemption | $120,170 | $240,340 |
| 2021 | $6,539.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 756 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0002280, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures