361 Misty Sails, Cibolo, TX 78108 Property Records

Guadalupe County property record for 361 Misty Sails, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3,223 sqft · built 2021
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$323,200 (Jul 2026)
Tax Bill	$7,789 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000177174`

Property Details

APN / Parcel Number

Primary APN	`000000177174`
Alternative APNs	`1G3147-1003-01300-0-00` `000000269382` `000000277728` `177174`

Interior

Stories	2 Stories
Building Area	3,223 sqft Living Area
Gross Area	4,093 sqft
1st Floor Area	2,663 sqft
2nd Floor Area	560 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	235 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	361 MISTY SAILS
City	CIBOLO
State	TX
Zip	78108-0078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEELE CREEK SUB #1 BLOCK 3 LOT 13 .21 AC
Legal Subdivision	STEELE CREEK SUB #1
Legal Tract	13
Legal Block	3
Legal Lot Number	13
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	4
Census Block	4000
Census Tract	210718

Owner

361 Misty Sails is owned and occupied by two individuals who bought it in July 2026.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	361 MISTY SAILS, CIBOLO, TX 78108-0078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed, Transfer · Conventional Mortgage US BANK
Oct 11, 2022	Vendor's Lien, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Oct 11, 2022 · Amount on File
Deed Document Number	202619990
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 24, 2026
Property Address	361 MISTY SAILS, CIBOLO, TX 78108-0078
Document Number	0000019990
Instrument Date	Jul 24, 2026
Instrument	202619990
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 MISTY SAILS, CIBOLO, TX 78108-0078

Mortgage

Document Number	0000019991,
Date	Jul 24, 2026
Instrument	202619991

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Oct 11, 2022
Property Address	361 MISTY SAILS, CIBOLO, TX 78108-0078
Document Number	0099031648
Map Reference	DOC 202099009221
Instrument Date	Sep 29, 2022
Instrument	202299031648
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2025
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 MISTY SAILS, CIBOLO, TX 78108-0078

Mortgage

Document Number	0099031649
Date	Oct 11, 2022
Instrument	202299031649

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 361 Misty Sails was $7,789, down 26.6% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,000 (+1.51%) Land $60,430 Building $429,570	$490,000 (+1.51%) Land $60,430 Building $429,570
2025	$7,789.00 (-26.57%) Homeowner's exemption	$482,703 Land $53,093 Building $429,610	$482,703 Land $53,093 Building $429,610
2024	$10,607.00 (-2.17%)
2023	$10,842.00 (+641.08%)	$561,133 Land $72,906 Building $488,227	$561,133 Land $72,906 Building $488,227
2022	$1,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 361 Misty Sails in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 361 Misty Sails is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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