348 Misty Sails, Cibolo, TX 78108 Property Records

Guadalupe County property record for 348 Misty Sails, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,800 sqft · built 2021
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$691,600 (Jun 2024)
Tax Bill	$3,966 (2024)
Deeds & Mortgages	Jun 2024 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000177107`

Property Details

APN / Parcel Number

Primary APN	`000000177107`
Alternative APNs	`1G3147-1001-00100-0-00` `000000261333` `000000299516` `177107`

Interior

Stories	1 Story
Building Area	2,800 sqft Living Area
Gross Area	3,716 sqft
1st Floor Area	2,800 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	348 MISTY SAILS
City	CIBOLO
State	TX
Zip	78108-0078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEELE CREEK SUB #1 BLOCK 1 LOT 1 .22 AC
Legal Subdivision	STEELE CREEK SUB #1
Legal Tract	1
Legal Block	1
Legal Lot Number	1
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	4
Census Block	4000
Census Tract	210718

Owner

Source: Guadalupe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 MISTY SAILS, CIBOLO, TX 78108-0078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2024	Vendor's Lien, Transfer · VA Mortgage RIGHT START MORTGAGE INC
Sep 3, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Jun 10, 2024
Deed Document Number	202413481
Prior Transfer Date	Sep 1, 2021
Prior Transfer Doc	0099030635
Record Updated	Oct 29, 2026

June 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jun 10, 2024
Property Address	348 MISTY SAILS, CIBOLO, TX 78108-0078
Document Number	0099013481
Map Reference	VOL 9 PG 261
Instrument Date	Jun 10, 2024
Instrument	202499013481
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	STEWART TITLE, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 MISTY SAILS, CIBOLO, TX 78108-0078

Mortgage

Document Number	0099013482
Date	Jun 10, 2024
Instrument	202499013482

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

September 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Sep 3, 2021
Property Address	348 MISTY SAILS, CIBOLO, TX 78108-0078
Document Number	0099030635
Map Reference	VOL 9 PG 261-263
Instrument Date	Sep 1, 2021
Instrument	202199030635
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2025
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 MISTY SAILS, CIBOLO, TX 78108-0078

Mortgage

Document Number	0099030636
Date	Sep 3, 2021
Instrument	202199030636

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,500 (+0.48%) Land $61,952 Building $442,548	$504,500 (+0.48%) Land $61,952 Building $442,548
2025		$502,097 (-6.98%) Land $54,856 Building $447,241	$502,097 (-6.98%) Land $54,856 Building $447,241
2024	$3,966.00 (-53.04%)
2023	$8,446.00 (-7.96%) Homeowner's exemption	$539,756 Land $74,865 Building $464,891	$539,756 Land $74,865 Building $464,891
2022	$9,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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