356 Jyoti Dr, Davenport, FL 33837 Property Records

Polk County property record for 356 Jyoti Dr, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,821 sqft · built 2017
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on File
Last Sale	$231,390 (Jan 2018)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-32-709507-000230`

Property Details

APN / Parcel Number

Primary APN	`27-26-32-709507-000230`
Alternative APNs	`322627709507000230` `22627000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,821 sqft Living Area
Gross Area	2,316 sqft
1st Floor Area	1,821 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,802 sqft (0.179 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	179 sqft

Location & Zoning

Street Address	356 JYOTI DR
City	DAVENPORT
State	FL
Zip	33837-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARLISLE GRAND PHASE 2 PB 164 PGS 14-16 LOT 23
Legal Range	27E
Legal Township	26S
Legal Section	32
Legal Subdivision	CARLISLE GRAND PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	23
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1005
Census Tract	12514

Owner

356 Jyoti Dr is owned and occupied by two individuals who bought it in January 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	356 JYOTI DR, DAVENPORT, FL 33837-9329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 19, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage FBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Deed Document Number	201814393
Deed Book / Page	10373 / 375
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	356 JYOTI DR, DAVENPORT, FL 33837-9329
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 JYOTI DR, DAVENPORT, FL 33837-9329

Mortgage

Document Number	0000082456
Date	Mar 28, 2022
Book Page	12180/351
Instrument	2022082456

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	356 JYOTI DR, DAVENPORT, FL 33837-9329
Document Number	0114140863
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	356 JYOTI DR DAVENPORT FL 338379329, DAVENPORT, FL 33837-9329

Mortgage

Document Number	0114140863
Date	Oct 14, 2020
Book Page	011414/000863
Instrument	217605

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 13, 2048

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jan 19, 2018
Property Address	356 JYOTI DR, DAVENPORT, FL 33837-9329
Document Number	0103730375
Book / Page	010373 / 000375
Instrument Date	Dec 22, 2017
Instrument	14393
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 31, 2018
Title Company	PSH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,619.73
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	356 JYOTI DR DAVENPORT FL 33837, DAVENPORT, FL 33837

Mortgage

Document Number	103730377
Date	Jan 19, 2018
Book Page	010373/000377
Instrument	14394

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 356 Jyoti Dr was $1,235 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,406 (+2.7%)	$256,172 (-9.26%) Land $58,000 Building $198,172
2025	$1,235.00 Homeowner's exemption	$135,741	$282,304 Land $58,000 Building $224,304
2023	$1,636.00 (+4.07%) Homeowner's exemption	$128,073 (+3%)	$303,297 (+9.73%) Land $56,000 Building $247,297
2022	$1,572.00 Homeowner's exemption	$124,343	$276,391 Land $46,000 Building $230,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 356 Jyoti Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 356 Jyoti Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAINES CITY serves 30,545 people · EPA ID FL6532232
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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