Madison County property record for 351 Forest Trail Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jun 2020) |
| Tax Bill | $1,707 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0099-0015-0011 |
| Primary APN | 0099-0015-0011 |
|---|---|
| Alternative APNs |
|
| Account Number | 51643 |
|---|---|
| Street Address | 351 FOREST TRAIL DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS VIEW LOT 11 PH 1 |
| Legal Subdivision | WOODS VIEW |
| Legal Phase | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11101 |
351 Forest Trail Dr is owned and occupied by an individual who bought it in June 2020.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 351 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU |
| Jun 25, 2020 | Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Deed Document Number | 2014014661 |
| Deed Book / Page | D00789 / 650 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 351 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01754/454 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | M01754/454 |
| Instrument | 2013961961 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 25, 2020 |
| Property Address | 351 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Document Number | D00789/650 |
| Book / Page | D00789 / 650 |
| Map Reference | MB 13 PG 169 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2014014661 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 MAPLE DR, BEREA, KY 40403-9719 |
| Name | Verified Name |
|---|---|
| Address | 351 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Document Number | 2014014663 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2014014663 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 351 Forest Trail Dr was $1,707 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,707.00 Additional exemption filed | $172,000 | $172,000 |
| 2023 | $1,704.00 | $170,000 | $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 351 Forest Trail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 351 Forest Trail Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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