361 Crosswinds Dr, Rincon, GA 31326 Property Records

Effingham County property record for 361 Crosswinds Dr, Rincon, GA 31326

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$334,400 (May 2026)
Tax Bill	$313 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0447000100Y`

Property Details

APN / Parcel Number

Primary APN	`0447000100Y`
Alternative APNs	`R2630324` `32664`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Account Number	32664
Street Address	361 CROSSWINDS DR
City	RINCON
State	GA
Zip	31326-8112
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-5
Legal Description	.244 AC LOT 324 (OUT R263-2A1) PLT 29/571-572
Legal Subdivision	HICKORY KNOB PHS XIII
Legal Lot Number	324
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3016
Census Tract	30307

Owner

Source: Effingham County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	361 CROSSWINDS DR, RINCON, GA 31326-8112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Limited Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Sep 11, 2025	Warranty Deed, Construction Loan · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Sep 11, 2025 · Amount on Record
Deed Document Number	20263993
Deed Book / Page	3042 / 469
Record Updated	Sep 20, 2026

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 6, 2026
Property Address	361 CROSSWINDS DR, RINCON, GA 31326-8112
Document Number	003042/469
Book / Page	3042 / 469
Instrument Date	May 4, 2026
Instrument	20263993
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 CROSSWINDS DR, RINCON, GA 31326-8112

Mortgage

Document Number	3042000472,
Date	May 6, 2026
Book Page	3042/472

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 11, 2025
Property Address	361 CROSSWINDS DR, RINCON, GA 31326-8112
Document Number	002994/790
Book / Page	2994 / 790
Instrument Date	Sep 5, 2025
Transaction Type	Construction Loan
Record Updated	Oct 13, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 STEVENS CREEK RD, AUGUSTA, GA 30907-4899

Mortgage

Document Number	0002994792
Date	Sep 11, 2025
Instrument	2994/792

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00 (+7.56%)	$11,400 (-) Land $11,400	$28,500 (-) Land $28,500
2024	$291.00	$11,400 Land $11,400	$28,500 Land $28,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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