360 Crosswinds Dr, Rincon, GA 31326 Property Records

Effingham County property record for 360 Crosswinds Dr, Rincon, GA 31326

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$322,695 (Jul 2026)
Tax Bill	$313 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0447000100Y`

Property Details

APN / Parcel Number

Primary APN	`0447000100Y`
Alternative APNs	`R2630367` `32707`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Account Number	32707
Street Address	360 CROSSWINDS DR
City	RINCON
State	GA
Zip	31326-8111
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-5
Legal Description	.209 AC LOT 367 (OUT R263-2A1) PLT 29/571-572
Legal Subdivision	HICKORY KNOB PHS XIII
Legal Lot Number	367
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3007
Census Tract	30307

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	360 CROSSWINDS DR, RINCON, GA 31326-8111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage COLONY BANK
May 15, 2026	Deed of Trust, Mortgage · Construction Mortgage NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Deed Document Number	20266498
Deed Book / Page	3058 / 915
Record Updated	Oct 29, 2026

July 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 23, 2026
Property Address	360 CROSSWINDS DR, RINCON, GA 31326-8111
Document Number	0000006498
Book / Page	3058 / 915
Instrument Date	Jul 20, 2026
Instrument	20266498
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 CROSSWINDS DR, RINCON, GA 31326-8111

Mortgage

Document Number	0000006499,
Date	Jul 23, 2026
Book Page	3058/918
Instrument	20266499

Lender

Name	COLONY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	May 15, 2026
Property Address	360 CROSSWINDS DR, RINCON, GA 31326-8111
Document Number	0000000042
Book / Page	3043 / 990
Instrument Date	Apr 30, 2026
Instrument	202642
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 CROSSWINDS DR, RINCON, GA 31326-8111
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000042,
Date	May 15, 2026
Book Page	3043/990
Instrument	202642

Lender

Name	NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2027

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,800 (+1%) Land $22,800	$57,000 (+1%) Land $57,000
2025	$313.00	$11,400 Land $11,400	$28,500 Land $28,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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