361 Carter Rd, Madison, AL 35758 Property Records

Madison County property record for 361 Carter Rd, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,609 sqft · built 1973
Lot Size	0.764 acres (33,306 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (May 2011)
Tax Bill	$1,456 (2026)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-08-27-0-004-061.000`

Property Details

APN / Parcel Number

Primary APN	`15-08-27-0-004-061.000`
Alternative APNs	`040300` `421872`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,609 sqft Living Area
1st Floor Area	1,609 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,306 sqft (0.764 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	421872
Street Address	361 CARTER RD
City	MADISON
State	AL
Zip	35758-8214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 RAINBOW MOUNTAIN HGTS 3RD ADD PB 4 PG 70
Legal Range	02W
Legal Township	03S
Legal Section	27
Legal Subdivision	RAINBOW MOUNTAIN HEIGHTS 3RD
Legal Lot Number	27
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3040
Census Tract	11012

Owner

361 Carter Rd is owned and occupied by two individuals who acquired it in September 2015.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	361 CARTER RD, MADISON, AL 35758-8214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2011 · Amount on File
Deed Sale	May 18, 2011 · Amount on File
Deed Document Number	2011256690
Last Transfer Date	Sep 10, 2015
Transfer Doc	0000518260
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	361 CARTER RD, MADISON, AL 35758-8214
Document Number	0000066725
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	361 CARTER RD MADISON AL 357588214, MADISON, AL 35758-8214

Mortgage

Document Number	0000066725
Date	Oct 11, 2019
Instrument	66725

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 10, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 361 Carter Rd was $1,456 with a homeowner's exemption, up 4.3% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,456.00 (+4.3%)
2025	$1,396.00 Homeowner's exemption	$20,640 Land $4,760 Building $15,880	$206,300 Land $47,500 Building $158,800
2023	$1,318.00 (+11.6%) Homeowner's exemption	$19,520 (+11.29%) Land $4,760 Building $14,760	$195,000 (+11.24%) Land $47,500 Building $147,500
2022	$1,181.00 Homeowner's exemption	$17,540 Land $4,760 Building $12,780	$175,300 Land $47,500 Building $127,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 361 Carter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 361 Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20