355 Carter Rd, Madison, AL 35758 Property Records

Madison County property record for 355 Carter Rd, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,314 sqft · built 2021
Lot Size	1.02 acres (44,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Oct 2019)
Tax Bill	$4,764 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-27-0-004-060.000`

Property Details

APN / Parcel Number

Primary APN	`15-08-27-0-004-060.000`
Alternative APNs	`067694` `499515`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,314 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	44,803 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	499515
Street Address	355 CARTER RD
City	MADISON
State	AL
Zip	35758-8214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BLK 1 RAINBOW MOUNTAIN HGTS 6TH ADD PB 7 PG 65
Legal Subdivision	RAINBOW MOUNTAIN HEIGHTS 6TH
Legal Block	1
Legal Lot Number	28
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3040
Census Tract	11012

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	355 CARTER RD, MADISON, AL 35758-8214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PULASKI
Nov 20, 2020	Loan Modification, Mortgage FIRST NAT'L BK
Mar 23, 2020	Deed of Trust, Mortgage FIRST NAT'L BK
Oct 9, 2019	Warranty Deed, Transfer MADISON TITLE AND CLOSING SERVICES, MADISON TITLE & CLOSING SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Deed Document Number	201965989
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	355 CARTER RD, MADISON, AL 35758-8214
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000102242
Date	Apr 15, 2022
Book Page	MTG 2022/102242

Lender

Name	FIRST NATIONAL BANK OF PULASKI
Type	Bank
Address	PULASKI, TN 38478

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON AL
Property Address	355 CARTER RD, MADISON, AL 35758-8214
Document Number	0000097034
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097034
Date	Dec 3, 2020
Instrument	97034

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	ARDMORE, TN 38449

Agreement

Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	355 CARTER RD, MADISON, AL 35758-8214
Document Number	0000027307
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	CARTER RD MADISON AL 35758, MADISON, AL 35758

Mortgage

Document Number	0000027307
Date	Apr 20, 2020
Instrument	27307

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	ARDMORE, TN 38449

Agreement

Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Oct 9, 2019
Property Address	355 CARTER RD, MADISON, AL 35758-8214
Document Number	0000065989
Instrument Date	Oct 7, 2019
Instrument	65989
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	MADISON TITLE AND CLOSING SERVICES, MADISON TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	150 LINCARRIE LN HARVEST AL 357499253, HARVEST, AL 35749-9253

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,764.00 (+5.1%)
2025	$4,533.00 (+5.86%) Homeowner's exemption	$65,780 (+6.99%) Land $4,760 Building $61,020	$658,200 (+7.09%) Land $47,500 Building $610,700
2023	$4,282.00 (+14.89%)	$61,480 (+15.56%) Land $4,760 Building $56,720	$614,600 (+149.74%) Land $47,500 Building $567,100
2022	$3,727.00	$53,200 Land $9,500 Building $43,700	$246,100 Land $47,500 Building $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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