361 Adams Ct, Ferndale, MI 48220 Property Records

Oakland County property record for 361 Adams Ct, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,021 sqft · built 1951
Lot Size	0.107 acres (4,661 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Oct 2025)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-404-004`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-404-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,021 sqft Living Area
1st Floor Area	804 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Game Room	Game Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Asbestos
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	90 ft deep x 51 ft wide
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	361 ADAMS CT
City	FERNDALE
State	MI
Zip	48220-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 JOSEPH SOWINSKI'S FERNDALE HTS SUB E 6 FT OF LOT 34, ALL OF LOT 35 & W 5.5 FT OF LOT 36, ALSO VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	JOSEPH SOWINSKI'S FERNDALE HTS SUB
Legal Lot Number	34-36
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3005
Census Tract	173400

Owner

Source: Oakland County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	361 ADAMS CT, FERNDALE, MI 48220-2423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2023	Intrafamily Transfer, Transfer
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit COMERICA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	2025126127
Deed Book / Page	60592 / 26
Prior Transfer Date	Oct 23, 2023
Prior Transfer Doc	0000118404
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 6, 2025
Property Address	361 ADAMS CT, FERNDALE, MI 48220-2423
Document Number	0000126127
Book / Page	60592 / 26
Map Reference	LB 33 PG 1
Instrument Date	Aug 22, 2025
Instrument	126127
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	361 ADAMS CT, FERNDALE, MI 48220-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 ADAMS CT, FERNDALE, MI 48220-2423

Mortgage

Document Number	0006059228
Date	Oct 6, 2025
Instrument	60592/28

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 30, 2023
Property Address	361 ADAMS CT, FERNDALE, MI 48220-2423
Document Number	0000118404
Book / Page	58972 / 610
Map Reference	LB 33 PG 1
Instrument Date	Oct 23, 2023
Instrument	118404
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	361 ADAMS CT, FERNDALE, MI 48220-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	361 ADAMS CT, FERNDALE, MI 48220-2423

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	361 ADAMS CT, FERNDALE, MI 48220-2423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058928
Date	Mar 31, 2017
Book Page	50518/00662
Instrument	058928

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00 (-26.08%) Homeowner's exemption	$109,960 (+1.51%)	$219,920 (+1.51%)
2024	$2,719.00 (+37.67%)	$108,320 (+10.37%)	$216,640 (+10.37%)
2023	$1,975.00 (+2.44%) Homeowner's exemption	$98,140	$196,280
2021	$1,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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