Oakland County property record for 344 Adams Ct, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1951 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jun 2020) |
| Tax Bill | $5,009 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-403-006 |
| Primary APN | 24-25-34-403-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 791 sqft |
| Basement Area | 791 sqft |
| Unfinished Basement | 791 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 81 ft deep x 54 ft wide |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 344 ADAMS CT |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 34 JOSEPH SOWINSKI'S FERNDALE HTS SUB W 14 FT OF LOT 18 & ALL OF LOT 19 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | JOSEPH SOWINSKI'S FERNDALE HTS SUB |
| Legal Lot Number | 18-19 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 173400 |
Source: Oakland County records · APN 24-25-34-403-006
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 344 ADAMS CT, FERNDALE, MI 48220-3222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 04, 2020 | Warranty Deed, Transfer |
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN H/O ASSISTANCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2020 · Amount on Record |
| Deed Sale | Jun 04, 2020 · Amount on Record |
| Prior Sale | Nov 12, 2015 · Amount on Record |
| Deed Document Number | 2020107932 |
| Deed Book / Page | 54303 / 135 |
| Prior Transfer Date | Jul 24, 2003 |
| Prior Transfer Doc | 0323670090 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 344 ADAMS CT, FERNDALE, MI 48220-3222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 344 ADAMS CT, FERNDALE, MI 48220-3222 |
| Document Number | 0000054714 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 55801/599 |
| Instrument | 54714 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 04, 2020 |
| Property Address | 344 ADAMS CT, FERNDALE, MI 48220-3222 |
| Document Number | 0000107932 |
| Book / Page | 54303 / 135 |
| Map Reference | LB 33 PG 1 |
| Instrument Date | May 18, 2020 |
| Instrument | 107932 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,677.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2850 N SHERIDAN RD APT 1107, 2850, CHICAGO, IL 60657-6145 |
| Name | Verified Name |
|---|---|
| Address | 344 ADAMS CT, FERNDALE, MI 48220-3222 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 344 ADAMS CT, FERNDALE, MI 48220-3222 |
| Document Number | 0000134172 |
| Book / Page | 050867 / 000076 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2017 |
| Name | Verified Name |
|---|---|
| Address | 344 ADAMS CT FERNDALE MI 482203222, FERNDALE, MI 48220-3222 |
| Document Number | 0000134172 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 050867/000076 |
| Instrument | 134172 |
| Name | MICHIGAN H/O ASSISTANCE |
|---|---|
| Address | 735 E MICHIGAN AVE, LANSING, MI 48912-1474 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,009.00 (-2.93%) Homeowner's exemption | $110,700 (+9.6%) | $221,400 (+9.6%) |
| 2024 | $5,160.00 (+1.67%) | ||
| 2023 | $101,000 | $202,000 | |
| 2021 | $5,075.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 728 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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