Wake County property record for 3609 Willow Bluff Dr, Raleigh, NC 27604
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,471 sqft · built 1995 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Apr 1995) |
| Tax Bill | $3,574 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1735.02-88-2205-000 |
| Primary APN | 1735.02-88-2205-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,471 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Area | 775 sqft |
| Porch | Patio |
| Porch Area | 395 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0143378 |
|---|---|
| Street Address | 3609 WILLOW BLUFF DR |
| City | RALEIGH |
| State | NC |
| Zip | 27604-6059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LO28 RIVER BEND PLANTATION BM1985-781 |
| Legal Subdivision | RIVER BEND PLANTATION |
| Legal Lot Number | 28 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | NEUSE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 54116 |
3609 Willow Bluff Dr is owned and occupied by an individual who bought it in April 1995.
Source: Wake County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3609 WILLOW BLUFF DR, RALEIGH, NC 27604-6059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 1995 · Amount on File |
| Deed Sale | Apr 10, 1995 · Amount on File |
| Deed Book / Page | 6493 / 513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 3609 WILLOW BLUFF DR, RALEIGH, NC 27604-6059 |
| Document Number | 167641639 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3609 WILLOW BLUFF DR RALEIGH NC 276046059, RALEIGH, NC 27604-6059 |
| Document Number | 167641639 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 016764/001639 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 26, 2037 |
The 2025 property tax bill for 3609 Willow Bluff Dr was $3,574.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,574.00 | $555,710 Land $120,000 Building $435,710 | $555,710 Land $120,000 Building $435,710 |
| 2023 | $2,934.00 | $373,740 Land $80,000 Building $293,740 | $373,740 Land $80,000 Building $293,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3609 Willow Bluff Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 3 (2016–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3609 Willow Bluff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures