3609 Willow Bluff Dr, Raleigh, NC 27604 Property Records

Wake County property record for 3609 Willow Bluff Dr, Raleigh, NC 27604

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,471 sqft · built 1995
Lot Size0.74 acres (32,234 sqft)
OwnerIndividual Name on File
Last Sale$167,000 (Apr 1995)
Tax Bill$3,574 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone AE (high risk)
APN1735.02-88-2205-000

Property Details

APN / Parcel Number

Primary APN1735.02-88-2205-000
Alternative APNs
  • 1735.02-88-2205 0143378
  • 1735882205
  • 014337801
  • 0143378

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,471 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Architectural StyleConventional
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Lot Area32,234 sqft (0.74 acres)
Garage Area775 sqft
PorchPatio
Porch Area395 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number0143378
Street Address3609 WILLOW BLUFF DR
CityRALEIGH
StateNC
Zip27604-6059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLO28 RIVER BEND PLANTATION BM1985-781
Legal SubdivisionRIVER BEND PLANTATION
Legal Lot Number28
JurisdictionWAKE NC
Township / Civil DivisionNEUSE
Census Block Group2
Census Block2008
Census Tract54116

Owner

3609 Willow Bluff Dr is owned and occupied by an individual who bought it in April 1995.

Source: Wake County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address3609 WILLOW BLUFF DR, RALEIGH, NC 27604-6059
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 1995 · Amount on File
Deed SaleApr 10, 1995 · Amount on File
Deed Book / Page6493 / 513
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address3609 WILLOW BLUFF DR, RALEIGH, NC 27604-6059
Document Number167641639
Instrument DateApr 20, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3609 WILLOW BLUFF DR RALEIGH NC 276046059, RALEIGH, NC 27604-6059

Mortgage

Document Number167641639
DateApr 27, 2017
Book Page016764/001639
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 26, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3609 Willow Bluff Dr was $3,574.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,574.00$555,710 Land $120,000 Building $435,710$555,710 Land $120,000 Building $435,710
2023$2,934.00$373,740 Land $80,000 Building $293,740$373,740 Land $80,000 Building $293,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3609 Willow Bluff Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims3 (2016–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3609 Willow Bluff Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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