3608 Willow Bluff Dr, Raleigh, NC 27604 Property Records

Wake County property record for 3608 Willow Bluff Dr, Raleigh, NC 27604

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,977 sqft · built 1990
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Jul 2021)
Tax Bill	$3,212 (2023)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1735.02-87-3847 0143381`

Property Details

APN / Parcel Number

Primary APN	`1735.02-87-3847 0143381`
Alternative APNs	`014338101` `0143381`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,977 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	67,082 sqft (1.54 acres)
Garage Area	594 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0143381
Old Parcel Number	014338101
Street Address	3608 WILLOW BLUFF DR
City	RALEIGH
State	NC
Zip	27604-6059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO42 RIVER BEND PLANTATION BM1985-781
Legal Township	13
Legal Subdivision	RIVERBEND PLANTATION
Legal Lot Number	42
Jurisdiction	WAKE NC
Township / Civil Division	NEUSE
Census Block Group	2
Census Block	2009
Census Tract	54116

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3608 WILLOW BLUFF DR, RALEIGH, NC 27604-6059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE OF THE CAROLINAS
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Jul 28, 2006 · Amount on Record
Deed Document Number	0018625556
Deed Book / Page	18625 / 556
Record Updated	Jun 7, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	3608 WILLOW BLUFF DR, RALEIGH, NC 27604-6059
Transaction Type	Mortgage
Record Updated	Apr 26, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 WILLOW BLUFF DR, RALEIGH, NC 27604-6059

Mortgage

Document Number	19307/1696
Date	Apr 13, 2023
Book Page	19307/1696

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 8, 2038

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 30, 2021
Property Address	3608 WILLOW BLUFF DR, RALEIGH, NC 27604-6059
Document Number	018625/556
Book / Page	18625 / 556
Map Reference	MB 1985 PG 781
Instrument Date	Jul 29, 2021
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8805 SALUTE ST, 8805, RALEIGH, NC 27615-4035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 WILLOW BLUFF DR, RALEIGH, NC 27604-6059

Mortgage

Document Number	0018625559
Date	Jul 30, 2021
Instrument	18625/559

Lender

Name	TOWNE MORTGAGE OF THE CAROLINAS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	3608 WILLOW BLUFF DR, RALEIGH, NC 27604-6059
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	181480514
Date	Oct 26, 2020
Book Page	18148/514

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,212.00	$409,444 Land $96,000 Building $313,444	$409,444 Land $96,000 Building $313,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (2016–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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