3609 Rutledge Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3609 Rutledge Rd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 4,140 sqft · built 2005
Lot Size	0.918 acres (40,000 sqft)
Owner	Individual Name on Record
Tax Bill	$5,502 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-06-5-16-07-0-00043-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-5-16-07-0-00043-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,140 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	40,000 sqft (0.918 acres)
Lot Dimensions	297 ft deep x 134 ft wide
Pool Area	512 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	3609 RUTLEDGE RD
City	OLIVE BRANCH
State	MS
Zip	38654-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	ESTATES OF SOUTHERN TRAILS PHASE 1 LOT 43
Legal Range	06
Legal Township	02
Legal Section	16
Legal Subdivision	ESTATES OF SOUTHERN TRAILS
Legal Phase	1
Legal Lot Number	43
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2020
Census Tract	70722

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3609 RUTLEDGE RD, OLIVE BRANCH, MS 38654-9446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020
Deed Sale	Jun 17, 2020
Prior Sale	Apr 20, 2015
Deed Document Number	0000922428
Deed Book / Page	922 / 428
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3609 RUTLEDGE RD, OLIVE BRANCH, MS 38654-9446
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14436 RED CHIP TRL, OLIVE BRANCH, MS 38654-5073

Mortgage

Document Number	05661/3698
Date	Jan 12, 2024
Book Page	5661/3698

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 17, 2020
Property Address	3609 RUTLEDGE RD, OLIVE BRANCH, MS 38654-9446
Document Number	000922/428
Book / Page	922 / 428
Map Reference	MB 89 PG 24
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7863 HUMMONGLORD DRIVE, 7863, OLIVE BRANCH, MS 38654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 RUTLEDGE RD, OLIVE BRANCH, MS 38654-9446

Mortgage

Document Number	0004969141
Date	Jun 17, 2020
Instrument	4969/141

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,502.00 (+17.72%)	$47,519 (+38.73%) Land $6,000 Building $41,519	$475,191 (+38.73%) Land $60,000 Building $415,191
2023	$4,674.00	$34,253	$342,528 Land $60,000 Building $282,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Rutledge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures