3590 Rutledge Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3590 Rutledge Rd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 4,331 sqft · built 2005
Lot Size	0.981 acres (42,761 sqft)
Owner	Individual Name on Record
Tax Bill	$5,303 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-5-16-07-0-00040-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-5-16-07-0-00040-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,331 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	42,761 sqft (0.981 acres)
Lot Dimensions	284 ft deep x 150 ft wide
Pool Area	420 sqft
Patio Area	416 sqft

Location & Zoning

Street Address	3590 RUTLEDGE RD
City	OLIVE BRANCH
State	MS
Zip	38654-9449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	ESTATES OF SOUTHERN TRAILS PHASE 1 LOT 40
Legal Range	06
Legal Township	02
Legal Section	16
Legal Subdivision	ESTATES OF SOUTHERN TRAILS
Legal Phase	1
Legal Lot Number	40
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2019
Census Tract	70722

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3590 RUTLEDGE RD, OLIVE BRANCH, MS 38654-9449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Jan 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020
Deed Sale	Jul 31, 2020
Prior Sale	Jan 9, 2017
Deed Document Number	0000927163
Deed Book / Page	927 / 163
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3590 RUTLEDGE RD, OLIVE BRANCH, MS 38654-9449
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3590 RUTLEDGE RD, OLIVE BRANCH, MS 38654-9449

Mortgage

Document Number	5660/75148
Date	Aug 17, 2023
Book Page	5660/75148

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 10, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 31, 2020
Property Address	3590 RUTLEDGE RD, OLIVE BRANCH, MS 38654-9449
Document Number	000927/163
Book / Page	927 / 163
Map Reference	MB 89 PG 24
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 GREENFIELD RD, 427, WINTER HAVEN, FL 33884-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3590 RUTLEDGE RD, OLIVE BRANCH, MS 38654-9449

Mortgage

Document Number	0005003577
Date	Jul 31, 2020
Instrument	5003/577

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 9, 2017
Property Address	3590 RUTLEDGE RD, OLIVE BRANCH, MS 38654-9449
Document Number	000812/403
Book / Page	0812 / 403
Map Reference	PL MB 89 PG 24
Instrument Date	Dec 28, 2016
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 COUNTRY COVE DR, 117, CLINTON, MS 39056-9791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3590 RUTLEDGE RD, OLIVE BRANCH, MS 38654-9449

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,303.00 (+19.03%)	$48,394 (+38.9%) Land $6,000 Building $42,394	$483,943 (+38.9%) Land $60,000 Building $423,943
2023	$4,455.00	$34,842	$348,421 Land $60,000 Building $288,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 64% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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