3609 Pebble Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 3609 Pebble Ln, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 1993
Lot Size	0.282 acres (12,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,000 (Feb 2026)
Tax Bill	$2,249 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-1N-28-3065-00C00-0090`

Property Details

APN / Parcel Number

Primary APN	`30-1N-28-3065-00C00-0090`
Alternative APN	`N28130306500C000090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	2,019 sqft
1st Floor Area	1,458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	12,284 sqft (0.282 acres)
Lot Dimensions	140 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	21 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3609 PEBBLE LN
City	MILTON
State	FL
Zip	32583-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PEBBLE RIDGE LOT 9 BLK C AS DES IN OR 2742 PG 1872
Legal Range	28W
Legal Township	1N
Legal Section	30
Legal Subdivision	PEBBLE RIDGE
Legal Block	C
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	2
Census Block	2014
Census Tract	10712

Owner

Source: Santa Rosa County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 CHIEF CT, MINOOKA, IL 60447-9379
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Mar 18, 2002 · Amount on Record
Deed Document Number	20265596
Deed Book / Page	4705 / 546
Prior Transfer Date	Jun 19, 2007
Prior Transfer Doc	0027421872
Record Updated	Jun 8, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 4, 2026
Property Address	3609 PEBBLE LN, MILTON, FL 32583-2301
Document Number	0047050546
Book / Page	4705 / 546
Map Reference	MB E PG 50
Instrument Date	Feb 2, 2026
Instrument	202605596
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	EAST COAST SETTLEMENT LLC, EAST COAST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,792.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1606 W HIGHWAY 90, BAKER, FL 32531-9304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CHIEF CT, MINOOKA, IL 60447-9379

Mortgage

Document Number	0004705550
Date	Feb 4, 2026
Instrument	4705/550

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,553 (+4.69%) Land $35,000 Building $144,553	$179,553 (+4.69%) Land $35,000 Building $144,553
2024	$2,249.00 (+4.85%)	$171,516 (+3.39%) Land $31,000 Building $140,516	$171,516 (+3.39%) Land $31,000 Building $140,516
2023	$2,145.00 (+6.35%)	$165,895 (+4.47%) Land $27,000 Building $138,895	$165,895 (+4.47%) Land $27,000 Building $138,895
2022	$2,017.00	$158,793	$158,793 Land $24,000 Building $134,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20