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3605 Pebble Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 3605 Pebble Ln, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,610 sqft · built 1993
Lot Size0.282 acres (12,284 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Apr 2005)
Tax Bill$2,020 (2024)
Deeds & MortgagesOct 2023 Mortgage
Nov 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-1N-28-3065-00C00-0100

Property Details

APN / Parcel Number

Primary APN30-1N-28-3065-00C00-0100
Alternative APN
  • N28130306500C000100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,610 sqft Living Area
Gross Area2,702 sqft
1st Floor Area1,610 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area12,284 sqft (0.282 acres)
Lot Dimensions140 ft deep x 88 ft wide
Garage TypeAttached
Garage Area406 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area191 sqft
Deck Area495 sqft
Patio Area156 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3605 PEBBLE LN
CityMILTON
StateFL
Zip32583-2301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal Description*ENHNCD LIFE EST * RESV IN: PEBBLE RIDGE LOT 10 BLK C BEING A PORT OF SECTION 30 TOWNSHIP 1 NORTH RANGE 28 WEST AS DES IN OR 2438 PG 893 & E-L/E IN OR 4351 PG 1810 & AS DES IN OR 4440 PG 1526
Legal Range28W
Legal Township1N
Legal Section30
Legal SubdivisionPEBBLE RIDGE
Legal BlockC
Legal Lot Number10
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group2
Census Block2014
Census Tract10712

Owner

Source: Santa Rosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3605 PEBBLE LN, MILTON, FL 32583-2301
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
USAA FSB
Nov 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 14, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2005 · Amount on Record
Deed SaleApr 27, 2005 · Amount on Record
Deed Document Number200526671
Deed Book / Page2438 / 893
Last Transfer DateAug 28, 2023
Transfer Doc0044401526
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateOct 5, 2023
Property Address3605 PEBBLE LN, MILTON, FL 32583-2301
Document Number0044401526
Book / Page4440 / 1526
Map ReferenceMB E PG 50
Instrument DateAug 28, 2023
Instrument202345452
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyRADIAN TITLE SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3605 PEBBLE LN, MILTON, FL 32583-2301

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 PEBBLE LN, MILTON, FL 32583-2301

Mortgage

Document Number0044401529
DateOct 5, 2023
Instrument4440/1529
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term118 Months
DueAug 1, 2033

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateNov 20, 2020
Property Address3605 PEBBLE LN, MILTON, FL 32583-2301
Document Number0040321167
Book / Page004032 / 001167
Instrument DateMay 11, 2020
Instrument62536
Transaction TypeTransfer
Record UpdatedDec 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3605 PEBBLE LN MILTON FL 325832301, MILTON, FL 32583-2301

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateDec 14, 2022
Property Address3605 PEBBLE LN, MILTON, FL 32583-2301
Document Number0043511810
Book / Page4351 / 1810
Map ReferenceMB E PG 50
Instrument DateMay 11, 2020
Instrument202268082
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3605 PEBBLE LN, MILTON, FL 32583-2301

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 PEBBLE LN, MILTON, FL 32583-2301

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$190,944 (+2.9%)$208,173 (+12%) Land $35,000 Building $173,173
2024$2,020.00 (+7.39%) Homeowner's exemption Disabled Person's exemption$185,563 (+3%)$185,877 (+3.17%) Land $31,000 Building $154,877
2023$1,881.00 (+100.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$180,158 (+63.84%) Land $27,000 Building $153,158$180,158 (+2.62%) Land $27,000 Building $153,158
2022$938.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$109,961$175,557 Land $24,000 Building $151,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		2,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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