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3609 Northside Dr, Key West, FL 33040 Property Records

Monroe County property record for 3609 Northside Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,240 sqft · built 1965
Lot Size0.133 acres (5,814 sqft)
OwnerOwner Name on Record
Last Sale$395,000 (Jan 2004)
Tax Bill$4,984 (2024)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone AE (high risk)
APN00056030-000000

Property Details

APN / Parcel Number

Primary APN00056030-000000
Alternative APNs
  • 01010100056030000000
  • 1056570

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,240 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2000
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,814 sqft (0.133 acres)
Lot Dimensions102 ft deep x 57 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area237 sqft
Deck Area120 sqft
Patio Area120 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1056570
Old Parcel Number01010100056030000000
Street Address3609 NORTHSIDE DR
CityKEY WEST
StateFL
Zip33040-4216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 LT 11 KW PB5-19 PEARLMAN ESTATES SECOND ADDITION OR282-149/50 OR380-184/185 OR913-1127 OR991-2040Q/C OR998-2161
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN ESTATES SECOND ADDITION
Legal Block3
Legal Lot Number11
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1013
Census Tract971900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3609 NORTHSIDE DR, KEY WEST, FL 33040-4216
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2004 · Amount on Record
Deed SaleJan 7, 2004 · Amount on Record
Prior SaleMay 13, 2002 · Amount on Record
Deed Document Number1418539
Deed Book / Page1965 / 1443
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3609 NORTHSIDE DR, KEY WEST, FL 33040-4216
Transaction TypeMortgage
Record UpdatedSep 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2220 FOGARTY AVE, KEY WEST, FL 33040-3808

Mortgage

Document Number0032390970
DateAug 21, 2023
Book Page3239/970
Instrument2429225
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
AddressHOLLYWOOD, FL 33020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$581,273 (-4.55%) Land $404,560 Building $176,713$581,273 (-4.55%) Land $404,560 Building $176,713
2024$4,984.00 (+4.79%)
2023$4,756.00 (+13.7%)$608,974 (+19.2%) Land $446,241 Building $162,733$608,974 (+19.2%) Land $446,241 Building $162,733
2022$4,183.00$510,899 Land $348,166 Building $162,733$510,899 Land $348,166 Building $162,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 532 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies721 units insured
incl. 189 condo units
Nearby Flood Claims473 (1980–2026)
Claims Outside the SFHA3 of 473
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Wilma, Oct 2005 · 274 claims
  • Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, Verizon.

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