3608 Northside Dr, Key West, FL 33040 Property Records

Monroe County property record for 3608 Northside Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,628 sqft · built 1968
Lot Size	0.134 acres (5,865 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Nov 2025)
Tax Bill	$3,976 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00057980-000000`

Property Details

APN / Parcel Number

Primary APN	`00057980-000000`
Alternative APNs	`01010100057980000000` `1058467`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,865 sqft (0.134 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	292 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1058467
Old Parcel Number	01010100057980000000
Street Address	3608 NORTHSIDE DR
City	KEY WEST
State	FL
Zip	33040-4252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW PEARLMAN HEIGHTS PB4-85 LOT 1 BLK 8 OR398-621/622 OR613-370 OR661-102 OR731-791 OR732-7/8 OR957-851/852 OR3045-2498
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN HEIGHTS
Legal Block	8
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2001
Census Tract	971900

Owner

Source: Monroe County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3608 NORTHSIDE DR, KEY WEST, FL 33040-4252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST HORIZON BANK
Sep 23, 2020	Warranty Deed, Transfer · FHA Mortgage CROOSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	2523277
Deed Book / Page	3355 / 215
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 24, 2025
Property Address	3608 NORTHSIDE DR, KEY WEST, FL 33040-4252
Document Number	0033550215
Book / Page	3355 / 215
Map Reference	MB 4 PG 85
Instrument Date	Nov 24, 2025
Instrument	2523277
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3608 NORTHSIDE DR, KEY WEST, FL 33040-4252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 NORTHSIDE DR, KEY WEST, FL 33040-4252

Mortgage

Document Number	0003355220
Date	Nov 24, 2025
Instrument	3355/220

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 23, 2020
Property Address	3608 NORTHSIDE DR, KEY WEST, FL 33040-4252
Document Number	0030452498
Book / Page	3045 / 2498
Map Reference	MB 4 PG 85
Instrument Date	Sep 22, 2020
Instrument	2282958
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ZMAR TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22808 PRIVATEER DR, 22808, SUGARLOAF KEY, FL 33042-4207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3608 NORTHSIDE DR, KEY WEST, FL 33040-4252
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030461
Date	Sep 23, 2020
Instrument	3046/1

Lender

Name	CROOSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$479,610 (-13.99%)	$634,994 (-4.18%) Land $411,283 Building $223,711
2024	$3,976.00 (-9.29%)
2023	$4,383.00 (+9.68%) Homeowner's exemption	$557,622 (+11.27%)	$662,727 (+17.72%) Land $453,658 Building $209,069
2022	$3,996.00 Homeowner's exemption	$501,162	$562,987 Land $353,953 Building $209,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	363 units insured incl. 143 condo units
Nearby Flood Claims	348 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Hurricane Wilma, Oct 2005 · 243 claims Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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