3609 Montclair Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3609 Montclair Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,622 sqft · built 2018
Lot Size	0.5 acres (21,780 sqft)
Owner	Company on Record
Last Sale	$800,000 (Jun 2023)
Tax Bill	$8,916 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`082-153-002-000`

Property Details

APN / Parcel Number

Primary APN	`082-153-002-000`
Alternative APN	`0821530210`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,622 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,622 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	0821530210
Street Address	3609 MONTCLAIR RD
City	CAMERON PARK
State	CA
Zip	95682-9080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 799 CAMERON PK N 2
Legal Subdivision	CAMERON PK N 2
Legal Lot Number	799
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2000
Census Tract	30809

Owner

Source: El Dorado County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Co-owner	2 Co-owners on Record
Mailing Address	3609 MONTCLAIR RD, CAMERON PARK, CA 95682-9080
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Grant Deed, Transfer · Conventional Mortgage AXEN MORTGAGE
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Dec 4, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Aug 16, 2017	Quit Claim Deed, Construction Loan · Construction Mortgage FIRST NTHRN BK/DIXON

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	2023-0015274
Record Updated	Jun 8, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 5, 2023
Property Address	3609 MONTCLAIR RD, CAMERON PARK, CA 95682-9080
Document Number	0000015274
Map Reference	MB D PG 1
Instrument Date	May 30, 2023
Instrument	2023-0015274
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3609 MONTCLAIR RD, CAMERON PARK, CA 95682-9080

Mortgage

Document Number	0000015275
Date	Jun 5, 2023
Instrument	2023-0015275

Lender

Name	AXEN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3609 MONTCLAIR RD, CAMERON PARK, CA 95682-9080
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 MONTCLAIR RD, CAMERON PARK, CA 95682-9080

Mortgage

Document Number	0000006034
Date	Jan 28, 2021
Instrument	2021-0006034

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3609 MONTCLAIR RD, CAMERON PARK, CA 95682-9080
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 MONTCLAIR RD, CAMERON PARK, CA 95682-9080

Mortgage

Document Number	0000027666
Date	Jun 28, 2022
Instrument	2022-0027666

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 4, 2019
Property Address	3609 MONTCLAIR RD, CAMERON PARK, CA 95682-9080
Document Number	0000051946
Map Reference	MB D PG 1
Instrument Date	Nov 21, 2019
Instrument	2019-0051946
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3609 MONTCLAIR RD, CAMERON PARK, CA 95682-9080

Mortgage

Document Number	0000051947
Date	Dec 4, 2019
Instrument	2019-0051947

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 16, 2017
Property Address	3609 MONTCLAIR RD, CAMERON PARK, CA 95682-9080
Document Number	0000034373
Instrument Date	Aug 15, 2017
Instrument	34373
Transaction Type	Construction Loan
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5590 EL DORADO HILLS CA 957620011, EL DORADO HILLS, CA 95762-0011

Mortgage

Document Number	34374
Date	Aug 16, 2017
Instrument	34374

Lender

Name	FIRST NTHRN BK/DIXON
Type	Bank
Address	1375 EXPOSITION BLVD # 101, SACRAMENTO, CA 95815-5115

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	34375,
Date	Aug 16, 2017
Instrument	34375

Lender

Name	FIRST NTHRN BK/DIXON
Type	Bank
Address	1375 EXPOSITION BLVD # 101, SACRAMENTO, CA 95815-5115

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,916.00 (+20.45%) Homeowner's exemption	$832,320 (+20.16%) Land $208,080 Building $624,240
2023	$7,402.00 (+1.49%) Homeowner's exemption	$692,669 Land $115,628 Building $577,041
2022	$7,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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