El Dorado County property record for 3604 Montclair Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,946 sqft · built 1976 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $710,000 (Nov 2021) |
| Tax Bill | $8,147 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-152-008-000 |
| Primary APN | 082-152-008-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,946 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Lot Area | 13,939 sqft (0.32 acres) |
| Terrain | Gentle Slope |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,946 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3604 MONTCLAIR RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 755 CAMERON PK N 2 |
| Legal Subdivision | CAMERON PK N 2 |
| Legal Lot Number | 755 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30809 |
Source: El Dorado County assessment roll, APN 082-152-008-000, as of August 18, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3604 MONTCLAIR RD, CAMERON PARK, CA 95682-9080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Nov 08, 2021 | Grant Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC |
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 08, 2021 · Amount on Record |
| Deed Sale | Nov 08, 2021 · Amount on Record |
| Prior Sale | Jun 04, 2004 · Amount on Record |
| Deed Document Number | 202169509 |
| Last Transfer Date | May 14, 2024 |
| Transfer Doc | 0000020457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 08, 2021 |
| Property Address | 3604 MONTCLAIR RD, CAMERON PARK, CA 95682-9080 |
| Document Number | 0000069509 |
| Map Reference | MB D PG 1 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021-0069509 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3604 MONTCLAIR RD, CAMERON PARK, CA 95682-9080 |
| Document Number | 0000069510 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 2021-0069510 |
| Name | PREMIER MORTGAGE RESOURCES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3604 MONTCLAIR RD, CAMERON PARK, CA 95682-9080 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE CO ROSEVILLE CA |
| Name | Verified Name |
|---|---|
| Address | 3604 MONTCLAIR RD, CAMERON PARK, CA 95682-9080 |
| Document Number | 0000045412 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020-0045412 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
Source: El Dorado County assessment roll as of August 18, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,147.00 (+2.3%) | $753,456 (+4.04%) Land $165,548 Building $587,908 |
| 2024 | $7,964.00 (+1.93%) | |
| 2023 | $7,813.00 (+1.48%) | $724,200 Land $159,120 Building $565,080 |
| 2022 | $7,699.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), as of August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170308092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1993–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 295 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system CA0910001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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