3609 Madison Rdg, Hernando, MS 38632 Property Records

DeSoto County property record for 3609 Madison Rdg, Hernando, MS 38632 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,894 sqft · built 2016
Lot Size	0.512 acres (22,301 sqft)
Owner	Individual Name on File
Tax Bill	$3,532 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-24-06-0-00104-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-24-06-0-00104-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,894 sqft Adjusted Area
1st Floor Area	1,818 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	22,301 sqft (0.512 acres)
Lot Dimensions	232 ft deep x 100 ft wide

Location & Zoning

Street Address	3609 MADISON RDG
City	HERNANDO
State	MS
Zip	38632-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS BROOKE S/D PHASE 1A LOT 104
Legal Range	008
Legal Township	03S
Legal Section	24
Legal Subdivision	WILLIAMS BROOKE S/D
Legal Phase	1
Legal Lot Number	104
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2019
Census Tract	71123

Owner

Source: DeSoto County records · APN 3-08-6-24-06-0-00104-00

Assessment roll updated December 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3609 MADISON RDG, HERNANDO, MS 38632-5703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2016
Deed Sale	Aug 25, 2016
Deed Book / Page	800 / 740
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	May 29, 2026
Property Address	3609 MADISON RDG, HERNANDO, MS 38632-5703
Document Number	5663059729
Book / Page	5663 / 59729
Instrument Date	May 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 MADISON RDG, HERNANDO, MS 38632-5703

Mortgage

Document Number	5663059729,
Date	May 29, 2026
Book Page	5663/59729

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2046

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,532.00 (+16.91%)	$32,899 (+37.43%) Land $3,800 Building $29,099	$328,991 (+37.43%) Land $38,000 Building $290,991
2023	$3,021.00	$23,939	$239,387 Land $38,000 Building $201,387

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.