3557 Madison Rdg, Hernando, MS 38632 Property Records

DeSoto County property record for 3557 Madison Rdg, Hernando, MS 38632 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,455 sqft · built 2007
Lot Size	0.466 acres (20,317 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,487 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-24-06-0-00107-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-24-06-0-00107-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,455 sqft Adjusted Area
1st Floor Area	2,556 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	20,317 sqft (0.466 acres)
Lot Dimensions	179 ft deep x 135 ft wide
Patio Area	306 sqft

Location & Zoning

Street Address	3557 MADISON RDG
City	HERNANDO
State	MS
Zip	38632-5700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS BROOKE S/D PHASE 1A LOT 107
Legal Range	008
Legal Township	03S
Legal Section	24
Legal Subdivision	WILLIAMS BROOKE S/D
Legal Phase	1
Legal Lot Number	107
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2019
Census Tract	71123

Owner

Source: DeSoto County records · APN 3-08-6-24-06-0-00107-00

Assessment roll updated December 15, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3557 MADISON RDG, HERNANDO, MS 38632-5700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Jan 08, 2019	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2016
Deed Sale	Jul 12, 2016
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Book / Page	797 / 114
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Apr 27, 2026
Property Address	3557 MADISON RDG, HERNANDO, MS 38632-5700
Document Number	5663044284
Book / Page	5663 / 44284
Instrument Date	Apr 02, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 MADISON RDG, HERNANDO, MS 38632-5700
Investor	Possibly a Property Investor

Mortgage

Document Number	5663044284,
Date	Apr 27, 2026
Book Page	5663/44284

Lender

Name	BANKPLUS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	May 05, 2033

Interest

Rate	6%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3557 MADISON RDG, HERNANDO, MS 38632-5700
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004862/165
Date	Dec 30, 2019
Book Page	4862/165

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Jan 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3557 MADISON RDG, HERNANDO, MS 38632-5700
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004662/710
Date	Jan 08, 2019
Book Page	4662/710

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	10 Months
Due	Nov 25, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,487.00 (+18.41%)	$49,675 (+39.67%) Land $3,800 Building $45,875	$496,754 (+39.67%) Land $38,000 Building $458,754
2023	$4,634.00	$35,566	$355,656 Land $38,000 Building $317,656

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Telapex	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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