3608 Sumerlin Dr, Buckner, KY 40010 Property Records

Oldham County property record for 3608 Sumerlin Dr, Buckner, KY 40010 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,076 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$469,697 (Apr 2009)
Tax Bill	$5,340 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-05A-04-137`

Property Details

APN / Parcel Number

Primary APN	`31-05A-04-137`
Alternative APN	`42452`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,076 sqft Living Area
Gross Area	859 sqft
Basement Area	1,393 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	859 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	42452
Street Address	3608 SUMERLIN DR
City	BUCKNER
State	KY
Zip	40010-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1AC LOT
Legal Subdivision	DARBY POINTE
Legal Block	SEC 4
Legal Lot Number	137
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1025
Census Tract	30703

Owner

Source: Oldham County records · APN 31-05A-04-137

Assessment roll updated December 23, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3608 SUMERLIN DR, BUCKNER, KY 40010-8814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Apr 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2009 · Amount on Record
Deed Sale	Apr 10, 2009 · Amount on Record
Prior Sale	Aug 28, 2005 · Amount on Record
Deed Book / Page	947 / 29
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	3608 SUMERLIN DR, BUCKNER, KY 40010-8814
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2638/351
Date	Sep 29, 2023
Book Page	M2638/351
Instrument	743033

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	3608 SUMERLIN DR, BUCKNER, KY 40010-8814
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2505/306
Date	Apr 01, 2021
Book Page	M2505/306
Instrument	629060

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	3608 SUMERLIN DR, BUCKNER, KY 40010-8814
Transaction Type	Mortgage
Record Updated	Jun 04, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2305/0190
Date	May 16, 2018
Book Page	M2305/0190
Instrument	538810

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	419 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,340.00 (+12.11%)	$430,000 (+13.16%) Land $50,000 Building $380,000	$430,000 (+13.16%) Land $50,000 Building $380,000
2023	$4,763.00	$380,000 Land $40,000 Building $340,000	$380,000 Land $40,000 Building $340,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850307031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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