3605 Sumerlin Dr, Buckner, KY 40010 Property Records

Oldham County property record for 3605 Sumerlin Dr, Buckner, KY 40010 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,670 sqft · built 2004
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Mar 2018)
Tax Bill	$4,121 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-05A-04-147`

Property Details

APN / Parcel Number

Primary APN	`31-05A-04-147`
Alternative APN	`59014`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,670 sqft Living Area
Basement Area	1,668 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	59014
Street Address	3605 SUMERLIN DR
City	BUCKNER
State	KY
Zip	40010-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.10 AC LOT
Legal Subdivision	DARBY POINTE
Legal Block	SEC 4
Legal Lot Number	147
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1024
Census Tract	30703

Owner

Source: Oldham County records · APN 31-05A-04-147

Assessment roll updated December 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3605 SUMERLIN DR, BUCKNER, KY 40010-8815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 01, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2018 · Amount on Record
Deed Sale	Mar 01, 2018 · Amount on Record
Deed Document Number	2018536159
Deed Book / Page	1185 / 554
Prior Transfer Date	Jan 24, 2018
Prior Transfer Doc	0D1185/554
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	3605 SUMERLIN DR, BUCKNER, KY 40010-8815
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2506/320
Date	Apr 06, 2021
Book Page	M2506/320
Instrument	629917

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 01, 2036

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLDHAM KY
Recording Date	Mar 01, 2018
Property Address	3605 SUMERLIN DR, BUCKNER, KY 40010-8815
Document Number	0D1185/554
Book / Page	D1185 / 554
Map Reference	MB6 PG45
Instrument Date	Jan 24, 2018
Instrument	536159
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 SUMERLIN DR, BUCKNER, KY 40010-8815

Mortgage

Document Number	0000536160
Date	Mar 01, 2018
Instrument	536160

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,121.00 (+15.5%) Homeowner's exemption	$380,000 (+15.15%) Land $50,000 Building $330,000	$380,000 (+15.15%) Land $50,000 Building $330,000
2023	$3,568.00 (-1.22%) Homeowner's exemption	$330,000 (-) Land $40,000 Building $290,000	$330,000 (-) Land $40,000 Building $290,000
2022	$3,612.00 Homeowner's exemption	$330,000 Land $40,000 Building $290,000	$330,000 Land $40,000 Building $290,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850307031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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