Kane County property record for 3608 Harmony Cir, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $489,500 (May 2022) |
| Tax Bill | $11,923 (2025) |
| Deeds & Mortgages | Dec 2021 Construction Loan May 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-12-128-016 |
| Primary APN | 05-12-128-016 |
|---|
| Lot Area | 12,632 sqft (0.29 acres) |
|---|
| Street Address | 3608 HARMONY CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD D LT 371 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 371 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 850711 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3608 HARMONY CIR, ELGIN, IL 60124-5710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Construction Mortgage ILLINOIS BANK & TRUST |
| May 16, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 3, 2020 | Special Warranty Deed, Transfer CHICAGO TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on Record |
| Deed Sale | May 16, 2022 · Amount on Record |
| Prior Sale | Aug 3, 2020 · Amount on Record |
| Deed Document Number | 202226033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3608 HARMONY CIR, ELGIN, IL 60124-5710 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | AF TITLE COMPANY, FOX TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000094780 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021K094780 |
| Name | ILLINOIS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61107 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | Apr 6, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 16, 2022 |
| Property Address | 3608 HARMONY CIR, ELGIN, IL 60124-5710 |
| Document Number | 0000026033 |
| Map Reference | DOC 2006K120182 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022K026033 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $489.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1827 E LINCOLN HWY # HWY1, HWY1, DEKALB, IL 60115-3958 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3608 HARMONY CIR, ELGIN, IL 60124-5710 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 3, 2020 |
| Property Address | 3604 WETLANDS DR, ELGIN, IL 60124-7868 |
| Document Number | 0000042504 |
| Map Reference | DOC 2006K120183 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 2020K042504 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $186.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1751A W DIEHL RD, 1751A, NAPERVILLE, IL 60563-1885 |
| Name | Verified Name |
|---|---|
| Address | 1827 E LINCOLN HWY # 1, 1, DEKALB, IL 60115-3958 |
| Investor | Possibly a Property Investor |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,923.00 (+29.65%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $159,416 (+64.08%) Land $29,480 Building $129,936 | $478,439 (+64.15%) Land $88,475 Building $389,964 | |
| 2022 | $9,196.00 (+377.22%) | $97,157 (+397.2%) Land $20,227 Building $76,930 | $291,471 (+397.2%) Land $60,681 Building $230,790 |
| 2021 | $1,927.00 | $19,541 Land $19,541 | $58,623 Land $58,623 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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