Kane County property record for 3605 Harmony Cir, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $438,000 (2019) |
| Tax Bill | $14,551.00 (2025) |
| Primary APN | 05-12-129-002 |
|---|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Street Address | 3605 HARMONY CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5710 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD D LT 391 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 391 |
| Jurisdiction | KANE IL |
| Minor Civil Division | PLATO |
| Census Blockgroup | 2 |
| Census Block | 2076 |
| Census Tract | 850711 |
Source: Kane County records · APN 05-12-129-002
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3605 HARMONY CIR, ELGIN, IL 60124-5710 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance THE HUNTINGTON NATIONAL BANK |
| Jan 27, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 26, 2019 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 17, 2018 | Grant Deed, Construction Loan · Line of Credit HW FINANCE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2019 · Amount on Record |
| Deed Sale | Mar 26, 2019 · Amount on Record |
| Prior Sale | Oct 17, 2018 · Amount on Record |
| Deed Doc Number | 201911577 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3605 HARMONY CIR, ELGIN, IL 60124-5710 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014436 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022K014436 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2037 |
| Change Frequency | 6 Months |
| Index | 6-Month LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3605 HARMONY CIR, ELGIN, IL 60124-5710 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004809 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 2020K004809 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate | 3.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 26, 2019 |
| Property Address | 3605 HARMONY CIR, ELGIN, IL 60124-5710 |
| Document Number | 0000011577 |
| Map Reference | DOC 2006K120182 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 2019K011577 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1091 COMPASS PT, ELGIN, IL 60123-8591 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011578 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 2019K011578 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate | 4.25% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 17, 2018 |
| Property Address | 3605 HARMONY CIR, ELGIN, IL 60124-5710 |
| Document Number | 0000050893 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 50893 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 29, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3952 CALIENTE CIR NAPERVILLE IL 605647184, NAPERVILLE, IL 60564-7184 |
| Document Number | 50780 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 50780 |
| Name | HW FINANCE LLC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 16, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,551.00 (+7.03%) Homeowner's exemption | ||
| 2024 | $183,855 (+22.53%) Land $29,480 Building $154,375 | $551,786 (+22.58%) Land $88,475 Building $463,310 | |
| 2022 | $13,595.00 (-0.53%) Homeowner's exemption | $150,050 (+3.51%) Land $28,476 Building $121,574 | $450,150 (+3.51%) Land $85,428 Building $364,722 |
| 2021 | $13,667.00 Homeowner's exemption | $144,961 Land $27,510 Building $117,451 | $434,883 Land $82,530 Building $352,353 |
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